Qualtrust Federal Credit Union
Headquarters
Po Box 165448
Irving, TX 75016
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2024 Overview
General Credit Union Information
Qualtrust is an NCUA insured institution located in Irving, TX. It was founded in 1948 and has approximately $197.01 millions in assets.
Who can join?
Anyone who lives, works, attends school or worships within a 10 mile radius of the union's Irving, Flower Mound, Grapevine and SanAngelo locations or in Tom Green County is eligible for membership in Qualtrust Credit Union.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 68569 |
| Date Established | 1948 |
| Assets | $197.01 million |
| Loans | $116.90 million |
| Deposits | $177.35 million |
| Capital | $15.19 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship within a 10-mile radius of one of the credit union's branches in Irving, Flower Mound, or Bedford and anyone who lives in Tom Green County.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Qualtrust
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Qualtrust
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Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Qualtrust
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Qualtrust
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Qualtrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Qualtrust Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 886.84 | A | View Lobby Hours | |
| 887.30 | B | View Lobby Hours | |
| 893.98 | C | View Lobby Hours | |
| 1094.71 | D | View Lobby Hours | |
| 1098.53 | E | View Lobby Hours |
Climate Policy and Initiatives
QUALTRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Qualtrust Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Qualtrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Qualtrust | U.S. Average |
|---|---|
| 9.68% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Qualtrust had $1,564,814 in non-current loans and $0 in owned assets. To cover these potential losses it had $15,186,169 in net worth and $971,226 in loans loss reserves. That gives it a Texas Ratio of 9.68%.
Net Worth
| Qualtrust | U.S. Average |
|---|---|
| 7.7% | 13.93% |
Qualtrust FCU has a net worth of 7.7% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Qualtrust
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