2024 Overview
General Credit Union Information
Qualstar is an NCUA insured institution located in Bothell, WA. It was founded in 1952 and has approximately $806.01 millions in assets.
Who can join?
You are eligible to join Qualstar if:
• You live or work in Washington State.
• You work for one of the many companies who offer Qualstar membership to their employees.
• You work for one of the unions that have partnered with Qualstar.
• You are related to someone who is already a Qualstar member, or who is eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68223 |
| Date Established | 1952 |
| Assets | $806.01 million |
| Loans | $504.95 million |
| Deposits | $672.73 million |
| Capital | $122.35 million |
Field of Membership Restrictions
Membership is open to anyone who lives or works in the state of Washington. Membership is also open to employees of companies or unions who are partners with the credit union.
Deposit Rates - November 8, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.80% | $10,000 | $14,999 |
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|
|
Money Market
|
0.80% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 8, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Qualstar
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.459% | 6.375% | 0.50 | $2,810 | $1,997 | Learn More |
NMLS ID: 401822 |
6.794% | 6.625% | 0.75 | $5,600 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.867% | 6.750% | 1.00 | $3,852 | $2,076 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Qualstar
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Qualstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Qualstar Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2139.94 | A | View Lobby Hours | |
| 2141.01 | B | View Lobby Hours | |
| 2141.01 | C | View Lobby Hours | |
| 2141.04 | D | View Lobby Hours | |
| 2142.07 | E | View Lobby Hours | |
| 2150.10 | F | View Lobby Hours | |
| 2150.82 | G | View Lobby Hours | |
| 2151.09 | H | View Lobby Hours |
Climate Policy and Initiatives
QUALSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Qualstar Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Qualstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Qualstar | U.S. Average |
|---|---|
| 4.93% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Qualstar had $5,580,017 in non-current loans and $634,950 in owned assets. To cover these potential losses it had $122,345,308 in net worth and $3,762,811 in loans loss reserves. That gives it a Texas Ratio of 4.93%.
Net Worth
| Qualstar | U.S. Average |
|---|---|
| 15.07% | 13.93% |
Qualstar FCU has a net worth of 15.07% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Qualstar
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