Publix Employees Federal Credit Union
Headquarters
P.o. Box 1000
Lakeland, FL 33802
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2024 Overview
General Credit Union Information
Publix Employees is an NCUA insured institution located in Lakeland, FL. It was founded in 1978 and has approximately $1512.63 millions in assets.
Who can join?
PEFCU membership is available to:
Retired and current associates of Publix Super Markets and their family members.
Lone Palm associates and their family members.
Family members of a current PEFCU member.
City of Lakeland associates and their family members.
Lakeland Automall associates and their family members.
Regal Automotive associates, Lakeland, FL, and their family members.
Bartow Ford associates and their family members.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 23020 |
| Date Established | 1978 |
| Assets | $1,512.63 million |
| Loans | $755.37 million |
| Deposits | $1,290.09 million |
| Capital | $179.96 million |
Field of Membership Restrictions
Membership in Publix Employees Federal Credit Union is open to employees and retirees of Publix Super Markets. Membership is also open to associates of Lone Palm, the City of Lakeland, and other select companies and to family members of those eligible for membership.
Deposit Rates - November 2, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Special Clubs
|
0.05% | $0 | - |
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|
| Prime Share
|
0.05% | $50 | - |
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|
|
Money Market
|
0.90% | $1,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Months
|
2.52% | $500 | - |
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|
| 6 Months Jumbo
|
2.62% | $100,000 | - |
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|
| 1 Year
|
3.19% | $1,000 | - |
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|
| 1 Year Jumbo
|
3.29% | $100,000 | - |
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|
| 2 Year
|
3.55% | $1,000 | - |
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|
| 2 Year Jumbo
|
3.65% | $100,000 | - |
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|
| 3 Year
|
3.60% | $1,000 | - |
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|
| 3 Year Jumbo
|
3.70% | $100,000 | - |
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|
| 4 Year
|
3.50% | $1,000 | - |
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|
| 4 Year Jumbo
|
3.60% | $100,000 | - |
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|
| 5 Year
|
3.55% | $1,000 | - |
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|
| 5 Year Jumbo
|
3.65% | $100,000 | - |
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|
Loan Rates - November 2, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Publix Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.987% | 6.875% | 0.88 | $3,654 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Publix Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Publix Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Publix Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 420.91 | A | View Lobby Hours | |
| 432.97 | B | View Lobby Hours | |
| 670.98 | C | View Lobby Hours | |
| 785.51 | D | View Lobby Hours | |
| 825.46 | E | View Lobby Hours | |
| 877.41 | F | View Lobby Hours | |
| 931.21 | G | View Lobby Hours | |
| 951.15 | H | View Lobby Hours | |
| 974.92 | I | View Lobby Hours |
Climate Policy and Initiatives
PUBLIX EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Publix Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Publix Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Publix Employees | U.S. Average |
|---|---|
| 2.82% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Publix Employees had $4,520,749 in non-current loans and $607,146 in owned assets. To cover these potential losses it had $179,962,741 in net worth and $2,163,004 in loans loss reserves. That gives it a Texas Ratio of 2.82%.
Net Worth
| Publix Employees | U.S. Average |
|---|---|
| 11.86% | 13.93% |
Publix Employees FCU has a net worth of 11.86% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Publix Employees
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