Postal Family Federal Credit Union

Headquarters

2730 12th Ave S, Po Box 9318
Fargo, ND 58106
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.35% 4.65% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Postal Family is an NCUA insured institution located in Fargo, ND. It was founded in 1936 and has approximately $26.95 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 951
Date Established 1936
Assets $26.95 million
Loans $10.53 million
Deposits $23.96 million
Capital $2.92 million
 

Deposit Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More

Loan Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Postal Family

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.960% 6.875% 0.63 $2,764 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.338% 7.250% 0.88 $2,800 $2,183 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Postal Family
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Postal Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Postal Family Locations around zip code 43085


BranchDistance Map View Lobby Hours

BRANCH 2

873.34 A View Lobby Hours

MAIN OFFICE

874.25 B View Lobby Hours

BRANCH 3

925.21 C View Lobby Hours


Climate Policy and Initiatives

POSTAL FAMILY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Postal Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Postal Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Postal Family U.S. Average
2.39% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Postal Family had $72,180 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,921,159 in net worth and $95,764 in loans loss reserves. That gives it a Texas Ratio of 2.39%.

Net Worth
Postal Family U.S. Average
10.84% 13.93%

Postal Family FCU has a net worth of 10.84% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Postal Family

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