Pioneer Federal Credit Union
Headquarters
250 W 3rd S
Mountain Home, ID 83647
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2024 Overview
General Credit Union Information
Pioneer is an NCUA insured institution located in Mountain Home, ID. It was founded in 1954 and has approximately $717.99 millions in assets.
Who can join?
Persons who live, worship, work in, or attend school in, and businesses and other legal entities located in Ada, Blaine, Camas, Canyon, and Elmore County, Idaho are eligible.
Members of the Mountain Home Air Force Base Retirement Association who are receiving services from the Association are also eligible.
Persons who live in Gooding, Jerome and Twin Falls Counties: persons who regularly work, worship, perform volunteer services or participate in associations headquartered in Gooding, Jerome and Twin Falls Counties.
All employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments that are located in Adams, Gem, Owyhee, Payette, and Washington Counties, Idaho; and spouses of persons who died while within the field of membership of Pioneer Federal Credit Union.
In addition, immediate family members are eligible to join if they have a family member who is eligible for membership. The family member does not have to be a current member of Pioneer Federal Credit Union.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9247 |
| Date Established | 1954 |
| Assets | $717.99 million |
| Loans | $513.25 million |
| Deposits | $654.87 million |
| Capital | $67.06 million |
Field of Membership Restrictions
Membership in Pioneer Federal Credit Union is open to the following: (1) those who live, work, attend school or worship in Ada, Blaine, Camas, Canyon, and Elmore Counties in Idaho; (2) employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments in Adams, Gem, Owyhee, Payette, and Washington Counties in Idaho; (3) those who live, work, attend school, volunteer or worship in Gooding, Jerome and Twin Falls Counties in Idaho; (4) members of the Mountain Home Air Force Base Retirement Association.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Pioneer
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Pioneer
To upload and update your bank's rates please register.
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Branches
Below are Pioneer branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Pioneer Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1677.05 | A | View Lobby Hours | |
| 1678.29 | B | View Lobby Hours | |
| 1681.30 | C | View Lobby Hours | |
| 1693.29 | D | View Lobby Hours | |
| 1724.38 | E | View Lobby Hours | |
| 1745.17 | F | View Lobby Hours | |
| 1746.74 | G | View Lobby Hours | |
| 1746.74 | H | View Lobby Hours | |
| 1754.65 | I | View Lobby Hours | |
| 1777.04 | J | View Lobby Hours | |
| 1785.42 | K | View Lobby Hours | |
| 1787.38 | L | View Lobby Hours | |
| 1796.50 | M | View Lobby Hours | |
| 1798.26 | N | View Lobby Hours | |
| 1800.32 | O | View Lobby Hours | |
| 12211.26 | P | View Lobby Hours |
Climate Policy and Initiatives
PIONEER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Pioneer Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pioneer. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pioneer | U.S. Average |
|---|---|
| 11.55% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Pioneer had $6,406,810 in non-current loans and $1,940,686 in owned assets. To cover these potential losses it had $67,055,582 in net worth and $5,234,078 in loans loss reserves. That gives it a Texas Ratio of 11.55%.
Net Worth
| Pioneer | U.S. Average |
|---|---|
| 9.34% | 13.93% |
Pioneer FCU has a net worth of 9.34% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Pioneer
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