Pinnacle Federal Credit Union

Headquarters

2909 Washington Rd Ste 10
Parlin, NJ 08859
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.29% 4.65% →
2-Year CD 0.37% 4.25% →
5-Year CD 0.61% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Pinnacle is an NCUA insured institution located in Parlin, NJ. It was founded in 1962 and has approximately $94.92 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15095
Date Established 1962
Assets $94.92 million
Loans $63.58 million
Deposits $90.11 million
Capital $7.65 million
 

Field of Membership Restrictions

You may join Pinnacle FCU by becoming a member of the American Consumer Council with a membership fee of $5. Membership is also open to FujiColor, FujiFilm, and over 300 employer groups and immediate family of current members.

Deposit Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.07% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.22% $10,000 - Learn More
12 Mo CD
0.29% $10,000 - Learn More
18 Mo CD
0.32% $10,000 - Learn More
24 Mo CD
0.37% $10,000 - Learn More
36 Mo CD
0.45% $10,000 - Learn More
48 Mo CD
0.50% $10,000 - Learn More
60 Mo CD
0.61% $10,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Pinnacle

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.960% 6.875% 0.63 $2,764 $2,103 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.966% 6.875% 0.50 $3,145 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.338% 7.250% 0.88 $2,800 $2,183 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Pinnacle
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Pinnacle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Pinnacle Locations around zip code 43085


BranchDistance Map View Lobby Hours

Edison Branch

460.51 A View Lobby Hours

Leisure Village West Branch

462.43 B View Lobby Hours


Climate Policy and Initiatives

PINNACLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Pinnacle Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pinnacle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pinnacle U.S. Average
9.68% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Pinnacle had $713,340 in non-current loans and $94,500 in owned assets. To cover these potential losses it had $7,652,746 in net worth and $688,711 in loans loss reserves. That gives it a Texas Ratio of 9.68%.

Net Worth
Pinnacle U.S. Average
8.05% 13.93%

Pinnacle FCU has a net worth of 8.05% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Pinnacle

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