24333 Lahser Rd
Southfield, MI 48033
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People Driven is an NCUA insured institution located in Southfield, MI. It was founded in 1928 and has approximately $473.81 millions in assets.
Who can join?
Membership in Peoples Trust Credit Union is open to the following:
U.S. Government
Employees and pensioners of agencies of the U.S. who live or work in the State of Michigan, or who report to a federal agency headquarters located in the State of Michigan.
Any Government Employee in Macomb, Oakland or Wayne county
All state of Michigan, county, township, city and public school district employees in Wayne, Oakland and Macomb Counties are eligible to become members.
Anyone Who Lives, Works or Worships in Most of Wayne, Oakland, or Macomb Counties
Excluded are areas of southwestern Wayne, northern and western Oakland, and northern Macomb counties. These specific communities of each county are eligible for PTCU membership:
Wayne County
Allen Park, Brownstown Township, Canton Township, Dearborn, Dearborn Heights, Detroit, Ecorse, Flat Rock, Garden City, Gibraltar, Grosse Ile, Grosse Pointe, Grosse Pointe Farms, Grosse Pointe Park, Grosse Pointe Shores, Grosse Pointe Woods, Hamtramck, Harper Woods, Highland Park, Inkster, Lincoln Park, Livonia, Melvindale, Northville, Northville Township, Plymouth, Plymouth Township, Redford Township, River Rouge, Riverview, Romulus, Southgate, Taylor, Trenton, Wayne, Westland, Woodhaven, and Wyandotte.
Oakland County
Auburn Hills, Berkley, Beverly Hills, Bingham Farms, Birmingham, Bloomfield Hills, Bloomfield Township, Commerce Township, Clawson, Drayton Plains, Farmington, Farmington Hills, Ferndale, Franklin, Hazel Park, Huntington Woods, Keego Harbor, Lake Angelus, Lathrup Village, Madison Heights, Northville, Novi, Oak Park, Orchard Lake, Pleasant Ridge, Pontiac, Rochester, Rochester Hills, Royal Oak, Royal Oak Township, Southfield, Southfield Township, Sylvan Lake, Troy, Walled Lake, Waterford Township, West Bloomfield Township, White Lake Township, Wixom, and Wolverine Lake.
Macomb County
Center Line, Chesterfield Township, Clinton Township, Eastpointe, Fraser, Harrison Township, Mt. Clemens, New Baltimore, Roseville, St. Clair Shores, Shelby Township, Sterling Heights, Utica, and Warren.
Sinai-Grace Hospital
Employees of Sinai-Grace Hospital, Detroit, Michigan, and its satellite facilities.
North Rosedale Park Civic Association
Residents of the North Rosedale Park neighborhood of Detroit. The area boundaries are: W. McNichols Ave, Southfield Freeway, Grand River Ave, and Evergreen Rd.
Evergreen-Lahser/7-8 Mile Community Council
Residents of Detroit within these boundaries: Evergreen Rd, 7 Mile Rd, Lahser Rd and Eight Mile Rd.
Select Employer Group members
Family Membership
Anyone related to a PTCU member by blood or marriage, regardless of where they live or work in the U.S. The signature of the PTCU member is required to establish the validity of the relationship.
Retirees
Anyone over age 55 (or younger, if on disability retirement) who receives a retirement annuity, pension, social security, or other retirement payment from private or government sources and lives in, or belongs to, a retirement organization located in Wayne, Oakland, Macomb, St. Clair, Lapeer, Genesee, Livingston or Washtenaw counties.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 61068 |
Date Established | 1928 |
Assets | $473.81 million |
Loans | $290.61 million |
Deposits | $407.87 million |
Capital | $45.35 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.01% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for People Driven
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to People Driven
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are People Driven branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
159.44 | A | View Lobby Hours | |
163.79 | B | View Lobby Hours | |
166.47 | C | View Lobby Hours | |
167.75 | D | View Lobby Hours | |
173.70 | E | View Lobby Hours | |
176.79 | F | View Lobby Hours | |
197.45 | G | View Lobby Hours |
PEOPLE DRIVEN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of People Driven. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
People Driven | U.S. Average |
---|---|
6.76% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, People Driven had $3,092,550 in non-current loans and $43,332 in owned assets. To cover these potential losses it had $45,348,957 in net worth and $1,014,492 in loans loss reserves. That gives it a Texas Ratio of 6.76%.
People Driven | U.S. Average |
---|---|
9.72% | 13.93% |
People Driven FCU has a net worth of 9.72% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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