Pen Air Credit Union

Headquarters

1495 E Nine Mile Rd
Pensacola, FL 32514
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 5.50% →
1-Year CD 3.00% 4.80% →
2-Year CD 2.65% 4.25% →
5-Year CD 2.85% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Pen Air is an NCUA insured institution located in Pensacola, FL. It was founded in 1936 and has approximately $2936.49 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68734
Date Established 1936
Assets $2,936.49 million
Loans $1,520.70 million
Deposits $2,259.79 million
Capital $301.77 million
 

Deposit Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $25 $4,999 Learn More
Savings
0.10% $5,000 $24,999 Learn More
Savings
0.30% $25,000 $74,999 Learn More
Savings
0.30% $75,000 - Learn More
Money Market
0.35% $2,500 $24,999 Learn More
Money Market
1.00% $25,000 $74,999 Learn More
Money Market
1.25% $75,000 $199,999 Learn More
Money Market
1.50% $200,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
5.15% $500 - Learn More
6 Month
3.25% $500 - Learn More
12 Month
3.00% $500 - Learn More
15 Month Add-On
2.55% $500 - Learn More
18 Month
2.65% $500 - Learn More
24 Month
2.65% $500 - Learn More
36 Month
2.70% $500 - Learn More
48 Month
2.75% $500 - Learn More
60 Month
2.85% $500 - Learn More

Loan Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Pen Air

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.987% 6.875% 0.88 $3,654 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Pen Air
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Pen Air branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Pen Air Locations around zip code 43085


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

PEN AIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Pen Air Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pen Air. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pen Air U.S. Average
7.85% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Pen Air had $22,279,752 in non-current loans and $2,526,040 in owned assets. To cover these potential losses it had $301,770,080 in net worth and $14,049,627 in loans loss reserves. That gives it a Texas Ratio of 7.85%.

Net Worth
Pen Air U.S. Average
10.24% 13.93%

Pen Air FCU has a net worth of 10.24% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Pen Air

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