Palco Fcu Federal Credit Union

Headquarters

Po Box 330
Muncy, PA 17756
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 5.50% →
1-Year CD 0.70% 4.80% →
2-Year CD 0.80% 4.25% →
5-Year CD 1.15% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Palco Fcu is an NCUA insured institution located in Muncy, PA. It was founded in 1938 and has approximately $100.32 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2959
Date Established 1938
Assets $100.32 million
Loans $34.69 million
Deposits $89.93 million
Capital $11.42 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs).

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More

Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Palco Fcu

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to Palco Fcu
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Palco Fcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Palco Fcu Locations around zip code 43085


BranchDistance Map View Lobby Hours

Palco Federal Credit Union

339.34 A View Lobby Hours


Climate Policy and Initiatives

PALCO FCU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Palco Fcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Palco Fcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Palco Fcu U.S. Average
2.91% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Palco Fcu had $339,049 in non-current loans and $0 in owned assets. To cover these potential losses it had $11,423,072 in net worth and $210,154 in loans loss reserves. That gives it a Texas Ratio of 2.91%.

Net Worth
Palco Fcu U.S. Average
11.39% 13.93%

Palco Fcu FCU has a net worth of 11.39% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Palco Fcu

There are currently no comments for PALCO FCU. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or