Pacific Postal Credit Union
Headquarters
1040 Leigh Ave
San Jose, CA 95126
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2024 Overview
General Credit Union Information
Pacific Postal is an NCUA insured institution located in San Jose, CA. It was founded in 1931 and has approximately $238.32 millions in assets.
Who can join?
You are eligible to join if you are:
• Employed by or retired from the U.S. Postal Service in the counties of San Francisco, Marin, Sonoma, Napa, San Mateo, Santa Clara, Santa Cruz, Monterey, San Benito, Solano, Contra Costa, Alameda, or San Joaquin counties, or
• Employed by or retired from Civil Service in the counties of Santa Clara, San Mateo, Santa Cruz, Monterey, San Benito and San Francisco.
• The spouse or relative of the above individuals or the spouse or relative of those who are already members of Pacific Postal Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64835 |
| Date Established | 1931 |
| Assets | $238.32 million |
| Loans | $108.72 million |
| Deposits | $202.90 million |
| Capital | $40.48 million |
Field of Membership Restrictions
Membership is open to employees and retirees of the U.S. Postal Service in San Mateo, Santa Clara, Monterey, Santa Cruz, San Benito, San Francisco, Solano, Contra Costa, Alameda, Napa, Sonoma, Marin and San Joaquin counties in California; civil service employees of San Mateo, Santa Clara, Monterey, San Benito, Santa Cruz and San Francisco counties.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Pacific Postal
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Pacific Postal
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Pacific Postal
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Pacific Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Pacific Postal Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2068.73 | A | View Lobby Hours | |
| 2071.03 | B | View Lobby Hours | |
| 2076.79 | C | View Lobby Hours | |
| 2083.36 | D | View Lobby Hours | |
| 2093.00 | E | View Lobby Hours |
Climate Policy and Initiatives
PACIFIC POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Pacific Postal Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pacific Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pacific Postal | U.S. Average |
|---|---|
| 2.38% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Pacific Postal had $984,580 in non-current loans and $3,264 in owned assets. To cover these potential losses it had $40,480,754 in net worth and $986,676 in loans loss reserves. That gives it a Texas Ratio of 2.38%.
Net Worth
| Pacific Postal | U.S. Average |
|---|---|
| 16.99% | 13.93% |
Pacific Postal FCU has a net worth of 16.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Pacific Postal
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