Pacific Oaks Federal Credit Union
Headquarters
761 Daily Drive Suite 200
Camarillo, CA 93010
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2024 Overview
General Credit Union Information
Pacific Oaks is an NCUA insured institution located in Camarillo, CA. It was founded in 1948 and has approximately $310.45 millions in assets.
Who can join?
Anyone who lives, works, worships or attends school in Ventura County is eligible to join Pacific Oaks Federal Credit Union.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5662 |
| Date Established | 1948 |
| Assets | $310.45 million |
| Loans | $142.59 million |
| Deposits | $281.32 million |
| Capital | $26.23 million |
Field of Membership Restrictions
Membership is open to anyone who lives, works, worships or attends school in Ventura County is eligible to join Pacific Oaks Federal Credit Union.
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Pacific Oaks
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Pacific Oaks
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.869% | 6.750% | 1.00 | $3,897 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Pacific Oaks
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Pacific Oaks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Pacific Oaks Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1940.99 | A | View Lobby Hours | |
| 1951.89 | B | View Lobby Hours | |
| 1951.89 | C | View Lobby Hours | |
| 1957.89 | D | View Lobby Hours | |
| 1958.09 | E | View Lobby Hours | |
| 1958.81 | F | View Lobby Hours |
Climate Policy and Initiatives
PACIFIC OAKS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Pacific Oaks Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Pacific Oaks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Pacific Oaks | U.S. Average |
|---|---|
| 1.36% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Pacific Oaks had $346,459 in non-current loans and $23,892 in owned assets. To cover these potential losses it had $26,231,499 in net worth and $922,219 in loans loss reserves. That gives it a Texas Ratio of 1.36%.
Net Worth
| Pacific Oaks | U.S. Average |
|---|---|
| 8.44% | 13.93% |
Pacific Oaks FCU has a net worth of 8.44% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Pacific Oaks
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