Our Community Federal Credit Union
Headquarters
Po Box 1670
Shelton, WA 98584
See all branch locations →
2024 Overview
General Credit Union Information
Our Community is an NCUA insured institution located in Shelton, WA. It was founded in 1941 and has approximately $217.92 millions in assets.
Who can join?
You are eligible to join and enjoy our valuable benefits if you are:
• Anyone living, working or attending school in the state of Washington.
• An immediate family member of ANY MEMBER
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4779 |
| Date Established | 1941 |
| Assets | $217.92 million |
| Loans | $101.87 million |
| Deposits | $190.90 million |
| Capital | $24.54 million |
Field of Membership Restrictions
Membership is open to those who live, attend school or work in the state of Washington.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Our Community
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Our Community
Note to Our Community
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Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Our Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 1907 |
7.080% | 7.000% | 0.88 | $2,602 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Our Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Our Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Our Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
OUR COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Our Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Our Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Our Community | U.S. Average |
|---|---|
| 2.03% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Our Community had $502,987 in non-current loans and $28,130 in owned assets. To cover these potential losses it had $24,537,084 in net worth and $1,635,311 in loans loss reserves. That gives it a Texas Ratio of 2.03%.
Net Worth
| Our Community | U.S. Average |
|---|---|
| 11.25% | 13.93% |
Our Community FCU has a net worth of 11.25% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Our Community
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