Orange County's Credit Union

Headquarters

1701 E Saint Andrew Pl
Santa Ana, CA 92705
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.55% 4.80% →
2-Year CD 0.65% 4.25% →
5-Year CD 0.85% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Orange County's is an NCUA insured institution located in Santa Ana, CA. It was founded in 1938 and has approximately $2708.75 millions in assets.

Who can join?

Everyone living or working in Orange or Riverside counties, and the cities of Long Beach, Signal Hill, Lakewood, and Cerritos.

Any immediate family* or household member of an Orange County's Credit Union Member.

Employees of companies and organizations for which Orange County's Credit Union is their Credit Union of choice.

*Immediate family shall include a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild and any adopted relationship.

NCUA Insured Yes / State-Chartered
Charter Number # # 68416
Date Established 1938
Assets $2,708.75 million
Loans $1,961.25 million
Deposits $2,247.07 million
Capital $273.74 million
 

Field of Membership Restrictions

Orange County's Credit Union membership is available to anyone in California who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Family members of current credit union members are also eligible.

Deposit Rates - November 19, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 19, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Orange County's

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.596% 6.500% 0.63 $3,210 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.869% 6.750% 1.00 $3,897 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Orange County's
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Orange County's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

ORANGE COUNTY'S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Orange County's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Orange County's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Orange County's U.S. Average
3.07% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Orange County's had $8,549,093 in non-current loans and $204,796 in owned assets. To cover these potential losses it had $273,735,763 in net worth and $11,010,106 in loans loss reserves. That gives it a Texas Ratio of 3.07%.

Net Worth
Orange County's U.S. Average
10.11% 13.93%

Orange County's FCU has a net worth of 10.11% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Orange County's

There are currently no comments for ORANGE COUNTY'S. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or