2024 Overview
General Credit Union Information
Opportunities is an NCUA insured institution located in Winooski, VT. It was founded in 1989 and has approximately $67.11 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67251 |
| Date Established | 1989 |
| Assets | $67.11 million |
| Loans | $54.48 million |
| Deposits | $53.05 million |
| Capital | $7.38 million |
Field of Membership Restrictions
Must be a resident or business owner in the low-income area designated as the Old North End in the Burlington City Plan of 1984 or in the City of Winooski.
Deposit Rates - December 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - December 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Opportunities
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2592312 License#: RM.805266.000 |
6.622% | 6.500% | 0.88 | $4,275 | $2,023 | Learn More |
NMLS ID: 1907 |
6.686% | 6.500% | 1.00 | $6,202 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.716% | 6.625% | 0.75 | $3,023 | $2,049 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.750 % After Intro: 7.750 % |
$25,000 |
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More Info |
Note to Opportunities
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Opportunities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Opportunities Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 605.13 | A | View Lobby Hours | |
| 607.05 | B | View Lobby Hours | |
| 1532.76 | C | View Lobby Hours | |
| 1532.76 | D | View Lobby Hours |
Climate Policy and Initiatives
OPPORTUNITIES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Opportunities Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Opportunities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Opportunities | U.S. Average |
|---|---|
| 19.50% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Opportunities had $1,464,842 in non-current loans and $24,431 in owned assets. To cover these potential losses it had $7,380,335 in net worth and $257,537 in loans loss reserves. That gives it a Texas Ratio of 19.50%.
Net Worth
| Opportunities | U.S. Average |
|---|---|
| 11% | 13.93% |
Opportunities FCU has a net worth of 11% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Opportunities
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