Operating Engineers Local Union #3 Federal Credit Union
Headquarters
P O Box 5073
Livermore, CA 94551
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2024 Overview
General Credit Union Information
Operating Engineers Local Union #3 is an NCUA insured institution located in Livermore, CA. It was founded in 1963 and has approximately $1466.23 millions in assets.
Who can join?
If you or an immediate family member is in one of the OE's associated unions, then you are eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24235 |
| Date Established | 1963 |
| Assets | $1,466.23 million |
| Loans | $860.79 million |
| Deposits | $1,265.48 million |
| Capital | $224.58 million |
Field of Membership Restrictions
Membership in OE Federal Credit Union is open to the following: (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9,Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.45% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.08% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Operating Engineers Local Union #3
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Operating Engineers Local Union #3
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Operating Engineers Local Union #3 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Operating Engineers Local Union #3 Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 253.40 | A | View Lobby Hours | |
| 1531.44 | B | View Lobby Hours | |
| 1738.73 | C | View Lobby Hours | |
| 1948.11 | D | View Lobby Hours | |
| 1960.19 | E | View Lobby Hours | |
| 2020.03 | F | View Lobby Hours | |
| 2020.16 | G | View Lobby Hours | |
| 2032.05 | H | View Lobby Hours | |
| 2034.54 | I | View Lobby Hours | |
| 2036.04 | J | View Lobby Hours | |
| 2041.45 | K | View Lobby Hours | |
| 2048.44 | L | View Lobby Hours | |
| 2058.21 | M | View Lobby Hours | |
| 2062.82 | N | View Lobby Hours | |
| 2069.27 | O | View Lobby Hours | |
| 2069.71 | P | View Lobby Hours | |
| 2074.71 | Q | View Lobby Hours | |
| 2083.52 | R | View Lobby Hours | |
| 2085.53 | S | View Lobby Hours | |
| 2092.93 | T | View Lobby Hours | |
| 2107.45 | U | View Lobby Hours | |
| 2122.71 | V | View Lobby Hours | |
| 2131.10 | W | View Lobby Hours | |
| 2182.22 | X | View Lobby Hours |
Climate Policy and Initiatives
OPERATING ENGINEERS LOCAL UNION #3 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Operating Engineers Local Union #3 Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Operating Engineers Local Union #3. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Operating Engineers Local Union #3 | U.S. Average |
|---|---|
| 4.13% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Operating Engineers Local Union #3 had $9,334,737 in non-current loans and $314,389 in owned assets. To cover these potential losses it had $224,576,210 in net worth and $9,170,191 in loans loss reserves. That gives it a Texas Ratio of 4.13%.
Net Worth
| Operating Engineers Local Union #3 | U.S. Average |
|---|---|
| 15.31% | 13.93% |
Operating Engineers Local Union #3 FCU has a net worth of 15.31% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Operating Engineers Local Union #3
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