Onpath Federal Credit Union
Headquarters
3131 N. I-10 Service Rd. E.
Metairie, LA 70002
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2024 Overview
General Credit Union Information
Onpath is an NCUA insured institution located in Metairie, LA. It was founded in 1961 and has approximately $1003.8 millions in assets.
Who can join?
You are eligible for membership with ASI FCU if you live, work, worship or attend school in Westwego, Bridge City, Waggaman, Avondale, Gretna, Harvey, Marrero, South Kenner, Orleans Parish, Lafourche Parish, or St. Tammany Parish. You are also eligible for membership if you are an employee or relative of an employee of any one of 600+ Select Employee Groups.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14692 |
| Date Established | 1961 |
| Assets | $1,003.80 million |
| Loans | $797.91 million |
| Deposits | $818.98 million |
| Capital | $103.16 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Westwego, Bridge City, Waggaman, Avondale, Gretna, Harvey, Marrero, South Kenner, Orleans Parish, Lafourche Parish or St. Tammany Parish. Membership is also open to employees or members of the members of the credit union's select employer group and to immediate family of those eligible for membership.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.30% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.35% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.40% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Onpath
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Onpath
To upload and update your bank's rates please register.
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Branches
Below are Onpath branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Onpath Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 754.86 | A | View Lobby Hours | |
| 758.70 | B | View Lobby Hours | |
| 761.18 | C | View Lobby Hours | |
| 765.75 | D | View Lobby Hours | |
| 786.48 | E | View Lobby Hours | |
| 787.18 | F | View Lobby Hours | |
| 788.71 | G | View Lobby Hours | |
| 789.01 | H | View Lobby Hours | |
| 789.01 | I | View Lobby Hours | |
| 789.01 | J | View Lobby Hours | |
| 790.00 | K | View Lobby Hours | |
| 790.04 | L | View Lobby Hours | |
| 790.48 | M | View Lobby Hours | |
| 790.69 | N | View Lobby Hours | |
| 791.47 | O | View Lobby Hours | |
| 791.74 | P | View Lobby Hours | |
| 796.34 | Q | View Lobby Hours | |
| 816.13 | R | View Lobby Hours |
Climate Policy and Initiatives
ONPATH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Onpath Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Onpath. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Onpath | U.S. Average |
|---|---|
| 13.25% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Onpath had $13,187,751 in non-current loans and $775,857 in owned assets. To cover these potential losses it had $103,161,545 in net worth and $2,222,955 in loans loss reserves. That gives it a Texas Ratio of 13.25%.
Net Worth
| Onpath | U.S. Average |
|---|---|
| 10.26% | 13.93% |
Onpath FCU has a net worth of 10.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Onpath
Kenneth Lott
May 12, 2021 |
I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Harahan, LA. by the name of Christie is truly a ray of sunshine she is nice, courteous, and ever so polite there is another branch worker that I had the pleasure to wait on me is named Julissa I apologize if I spelled the name wrong. I must say in this day and age a little kindness goes a long way and these two young ladies nailed it, whenever my wife and I go there we are made to feel like we are special and that's a great feeling. I know from experience why you all are a 5 star rated FCU. customer service at that branch is outstanding and it's a pleasure and an honor to be a member of On path FCU.
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