Onpath Federal Credit Union

Headquarters

3131 N. I-10 Service Rd. E.
Metairie, LA 70002
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 5.50% →
1-Year CD 0.75% 4.65% →
2-Year CD 1.00% 4.25% →
5-Year CD 1.40% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Onpath is an NCUA insured institution located in Metairie, LA. It was founded in 1961 and has approximately $1003.8 millions in assets.

Who can join?

You are eligible for membership with ASI FCU if you live, work, worship or attend school in Westwego, Bridge City, Waggaman, Avondale, Gretna, Harvey, Marrero, South Kenner, Orleans Parish, Lafourche Parish, or St. Tammany Parish. You are also eligible for membership if you are an employee or relative of an employee of any one of 600+ Select Employee Groups.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14692
Date Established 1961
Assets $1,003.80 million
Loans $797.91 million
Deposits $818.98 million
Capital $103.16 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Westwego, Bridge City, Waggaman, Avondale, Gretna, Harvey, Marrero, South Kenner, Orleans Parish, Lafourche Parish or St. Tammany Parish. Membership is also open to employees or members of the members of the credit union's select employer group and to immediate family of those eligible for membership.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.25% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
48 Mo CD
1.35% $10,000 $14,999 Learn More
48 Mo CD
1.35% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Onpath

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.863% 6.750% 1.00 $3,705 $2,076 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Onpath
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Onpath branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

ONPATH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Onpath Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Onpath. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Onpath U.S. Average
13.25% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Onpath had $13,187,751 in non-current loans and $775,857 in owned assets. To cover these potential losses it had $103,161,545 in net worth and $2,222,955 in loans loss reserves. That gives it a Texas Ratio of 13.25%.

Net Worth
Onpath U.S. Average
10.26% 13.93%

Onpath FCU has a net worth of 10.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Onpath


  • May 12, 2021 |

    I've been an ASI/Onpath customer for 35 years this company has grown tremendously as they would say it gets better with age that is so true about this credit union, a branch worker at 5508 Citrus Blvd. Harahan, LA. by the name of Christie is truly a ray of sunshine she is nice, courteous, and ever so polite there is another branch worker that I had the pleasure to wait on me is named Julissa I apologize if I spelled the name wrong. I must say in this day and age a little kindness goes a long way and these two young ladies nailed it, whenever my wife and I go there we are made to feel like we are special and that's a great feeling. I know from experience why you all are a 5 star rated FCU. customer service at that branch is outstanding and it's a pleasure and an honor to be a member of On path FCU.


Add Your Review


or use your BestCashCow account

or