Olean Teachers' And Postal Federal Credit Union
Headquarters
1700 Constitution Ave
Olean, NY 14760
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2024 Overview
General Credit Union Information
Olean Teachers' And Postal is an NCUA insured institution located in Olean, NY. It was founded in 1952 and has approximately $26.28 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7656 |
| Date Established | 1952 |
| Assets | $26.28 million |
| Loans | $7.20 million |
| Deposits | $23.86 million |
| Capital | $2.33 million |
Deposit Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
Loan Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Olean Teachers' And Postal
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Olean Teachers' And Postal
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Branches
Below are Olean Teachers' And Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Olean Teachers' And Postal Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 282.23 | A | View Lobby Hours |
Climate Policy and Initiatives
OLEAN TEACHERS' AND POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Olean Teachers' And Postal Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Olean Teachers' And Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Olean Teachers' And Postal | U.S. Average |
|---|---|
| 5.57% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Olean Teachers' And Postal had $133,560 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,332,604 in net worth and $66,878 in loans loss reserves. That gives it a Texas Ratio of 5.57%.
Net Worth
| Olean Teachers' And Postal | U.S. Average |
|---|---|
| 8.87% | 13.93% |
Olean Teachers' And Postal FCU has a net worth of 8.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Olean Teachers' And Postal
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