Ohio Valley Community Federal Credit Union
Headquarters
52775 Boston Hill Road
Clarington, OH 43915
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2024 Overview
General Credit Union Information
Ohio Valley Community is an NCUA insured institution located in Clarington, OH. It was founded in 1960 and has approximately $219.97 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24909 |
| Date Established | 1960 |
| Assets | $219.97 million |
| Loans | $158.76 million |
| Deposits | $192.21 million |
| Capital | $26.80 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Belmont, Washington, and Monroe Counties in Ohio and to members of the credit union's Select Employer Groups.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.36% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.36% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.51% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.51% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | $499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ohio Valley Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Ohio Valley Community
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Branches
Below are Ohio Valley Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Ohio Valley Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
OHIO VALLEY COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ohio Valley Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ohio Valley Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ohio Valley Community | U.S. Average |
|---|---|
| 7.58% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Ohio Valley Community had $1,966,203 in non-current loans and $107,661 in owned assets. To cover these potential losses it had $26,798,494 in net worth and $574,292 in loans loss reserves. That gives it a Texas Ratio of 7.58%.
Net Worth
| Ohio Valley Community | U.S. Average |
|---|---|
| 12.16% | 13.93% |
Ohio Valley Community FCU has a net worth of 12.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ohio Valley Community
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