944 E State St
Athens, OH 45701
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Oucu Financial Credit Union, Inc. is an NCUA insured institution located in Athens, OH. It was founded in 1955 and has approximately $485.12 millions in assets.
Who can join?
Membership Groups Include:
Ohio University employees (retired and active) and students
Ohio University Alumni
Hocking College employees (retired and active) and students
Hocking College Alumni
Family Members
Family members of current members can join. (examples include parents, siblings, aunts & uncles, cousins, grandparents, in-laws, etc.)
Members of a qualifying association
Employees of a Select Employer Group
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 61048 |
Date Established | 1955 |
Assets | $485.12 million |
Loans | $378.61 million |
Deposits | $403.95 million |
Capital | $59.53 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.21% | $2,500 | $2,999 |
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|
Money Market
|
0.21% | $10,000 | $14,999 |
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|
Money Market
|
0.21% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
30 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
30 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.10% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Oucu Financial Credit Union, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Oucu Financial Credit Union, Inc.
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Below are Oucu Financial Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
64.24 | A | View Lobby Hours | |
65.69 | B | View Lobby Hours |
OUCU FINANCIAL CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Oucu Financial Credit Union, Inc. . The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Oucu Financial Credit Union, Inc. | U.S. Average |
---|---|
2.39% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Oucu Financial Credit Union, Inc. had $1,525,430 in non-current loans and $1,860 in owned assets. To cover these potential losses it had $59,533,541 in net worth and $4,339,331 in loans loss reserves. That gives it a Texas Ratio of 2.39%.
Oucu Financial Credit Union, Inc. | U.S. Average |
---|---|
12.27% | 13.93% |
Oucu Financial Credit Union, Inc. FCU has a net worth of 12.27% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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