Oucu Financial Credit Union, Inc.

Headquarters

944 E State St
Athens, OH 45701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.50% 4.80% →
2-Year CD 0.70% 4.25% →
5-Year CD 1.20% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Oucu Financial Credit Union, Inc. is an NCUA insured institution located in Athens, OH. It was founded in 1955 and has approximately $485.12 millions in assets.

Who can join?

Membership Groups Include:

Ohio University employees (retired and active) and students
Ohio University Alumni
Hocking College employees (retired and active) and students
Hocking College Alumni
Family Members
Family members of current members can join. (examples include parents, siblings, aunts & uncles, cousins, grandparents, in-laws, etc.)
Members of a qualifying association
Employees of a Select Employer Group

NCUA Insured Yes / State-Chartered
Charter Number # # 61048
Date Established 1955
Assets $485.12 million
Loans $378.61 million
Deposits $403.95 million
Capital $59.53 million
 

Field of Membership Restrictions

Membership is open to anyone through joining either the Athens Friends of the Library ($10 fee) or Ohio University Friends of the Libraries ($30 fee). Membership is also open to employees, retirees, alumni and students of Ohio University or Hocking College and employees of over 50 area Select Employer Groups.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.21% $2,500 $2,999 Learn More
Money Market
0.21% $10,000 $14,999 Learn More
Money Market
0.21% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Oucu Financial Credit Union, Inc.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Oucu Financial Credit Union, Inc.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Oucu Financial Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Oucu Financial Credit Union, Inc. Locations around zip code 43085


BranchDistance Map View Lobby Hours

Shafer Branch

64.24 A View Lobby Hours

Main Office

65.69 B View Lobby Hours


Climate Policy and Initiatives

OUCU FINANCIAL CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Oucu Financial Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oucu Financial Credit Union, Inc. . The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oucu Financial Credit Union, Inc. U.S. Average
2.39% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Oucu Financial Credit Union, Inc. had $1,525,430 in non-current loans and $1,860 in owned assets. To cover these potential losses it had $59,533,541 in net worth and $4,339,331 in loans loss reserves. That gives it a Texas Ratio of 2.39%.

Net Worth
Oucu Financial Credit Union, Inc. U.S. Average
12.27% 13.93%

Oucu Financial Credit Union, Inc. FCU has a net worth of 12.27% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Oucu Financial Credit Union, Inc.

There are currently no comments for OUCU FINANCIAL CREDIT UNION, INC. . Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or