45 Atlantic Avenue
Oceanside, NY 11572
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Ocean Financial is an NCUA insured institution located in Oceanside, NY. It was founded in 1969 and has approximately $362.61 millions in assets.
Who can join?
All Catholics are eligible to become members of Oceanside Christopher Federal Credit Union. Family members of those eligible also qualify for membership.
In addition the following entities are included in the Field of Membership. Family members of persons provided for in these groups are also eligible for membership (spouse, children, mother, father, sister, brother, grandchildren, mother-in-law, father-in-law, sister-in-law, brother-in-law, and son and daughter-in-law).
• Members of the Knights of Columbus in the State of New York
• Parishioners and employees of St. Anthony's Parish, Oceanside, N.Y.
• Parishioners and employees of Our Holy Redeemer, Freeport, N.Y.
• Parishioners and employees of St. William The Abbot, Seaford, N.Y.
• Students and employees of De La Salle School, Freeport, N.Y.
• Students and employees of Xaverian High School, Brooklyn, N.Y.
• Students and employees of Nazareth High School, Brooklyn, N.Y.
• Employees of the Catholic Medical Mission Board, New York, N.Y.
• Parishioners and employees of Our Lady of Perpetual Help, Lindenhurst, N.Y.
• Parishioners and employees of St. Christopher's Parish, Baldwin, N.Y.
• Parishioners and employees of St. Raymond's Parish, East Rockaway, N.Y.
• Parishioners and employees of St. Rose of Lima Parish, Massapequa, N.Y.
• Students and employees of Bishop Ford High School, Brooklyn, N.Y.
• Diocesan Information Systems Conference
• Students and employees of St. Francis Preparatory School, Flushing, N.Y.
• Parishioners and employees of St. Brigid's Parish, Westbury, N.Y.
• Parishioners and employees of Our Lady of Peace Parish, Lynbrook, N.Y.
• Students and employees of Long Beach Catholic Regional School, Long Beach, N.Y.
• Friends of Catholic Education Association
• Parishioners and employees of St. Joseph Church, Kings Park, N.Y.
• Parishioners and employees of St. Mary's Syro - Malabar Parish, West Hempstead, N.Y.
• Parishioners and employees of Queen of Most Holy Rosary Parish, Roosevelt, N.Y.
• Parishioners and employees of Our Lady of Lourdes Parish, Massapequa Park, N.Y.
• Parishioners and employees of St. Agnes Cathedral, Rockville Centre, N.Y.
• Parishioners and employees of St. Gerard Majella Parish, Port Jefferson Station, N.Y.
• Parishioners and employees of St. Martha Parish, Uniondale, N.Y.
• Parishioners and employees of St. Edward the Confessor, Syosset, N.Y.
• Students and employees of Christ the King Regional High School Middle Village, N.Y.
• Parishioners and employees of Sacred Heart Church North Merrick, N.Y.
• Parishioners and employees of Our Lady of Grace Parish, West Babylon, N.Y.
• Parishioners and employees of Ss. Cyril & Methodius Parish, Deer Park, N.Y.
• Parishioners and employees of Our Lady of Good Counsel, Inwood, N.Y.
• Parishioners and employees of St. Francis de Chantal, Wantagh, N.Y.
• Parishioners and employees of St. Catherine of Sienna, Franklin Square, N.Y.
• Parishioners and employees of Cure of Ars, Merrick, N.Y.
• Parishioners and employees of St. Mary of the Isle, Long Beach, N.Y.
• Parishioners and employees of Maria Regina Church, Seaford, N.Y.
• Parishioners and employees of Our Lady Queen of Peace, Staten Island, N.Y.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 19269 |
Date Established | 1969 |
Assets | $362.61 million |
Loans | $242.64 million |
Deposits | $342.79 million |
Capital | $33.26 million |
Your Current Location: Ohio, OH 43085
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Ocean Financial
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Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ocean Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Ocean Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Ocean Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
498.13 | A | View Lobby Hours | |
506.69 | B | View Lobby Hours |
OCEAN FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Ocean Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Ocean Financial | U.S. Average |
---|---|
11.65% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Ocean Financial had $3,704,678 in non-current loans and $333,463 in owned assets. To cover these potential losses it had $33,256,326 in net worth and $1,396,176 in loans loss reserves. That gives it a Texas Ratio of 11.65%.
Ocean Financial | U.S. Average |
---|---|
9.16% | 13.93% |
Ocean Financial FCU has a net worth of 9.16% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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