Oakland Municipal Federal Credit Union

Headquarters

Po Box 70036, Suite 6301
Oakland, CA 94612
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Oakland Municipal is an NCUA insured institution located in Oakland, CA. It was founded in 1936 and has approximately $88.17 millions in assets.

This business has CLOSED.

NCUA Insured Yes / Federally Chartered
Charter Number # # 64575
Date Established 1936
Assets $88.17 million
Loans $57.21 million
Deposits $82.54 million
Capital $4.37 million
 

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Oakland Municipal

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Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Oakland Municipal

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Oakland Municipal
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Branches

Below are Oakland Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Oakland Municipal Locations around zip code 43085


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Climate Policy and Initiatives

OAKLAND MUNICIPAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Oakland Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oakland Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oakland Municipal U.S. Average
101.39% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Oakland Municipal had $8,233,397 in non-current loans and $1,595,000 in owned assets. To cover these potential losses it had $4,366,413 in net worth and $5,327,498 in loans loss reserves. That gives it a Texas Ratio of 101.39%.

Net Worth
Oakland Municipal U.S. Average
4.95% 13.93%

Oakland Municipal FCU has a net worth of 4.95% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Oakland Municipal

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