O Bee Credit Union

Headquarters

Po Box 5000
Lacey, WA 98509
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.07% 5.50% →
1-Year CD 0.45% 4.65% →
2-Year CD 0.55% 4.25% →
5-Year CD 0.85% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

O Bee is an NCUA insured institution located in Lacey, WA. It was founded in 1955 and has approximately $603.09 millions in assets.

Who can join?

There are three ways you can be eligible for membership at O Bee:
• You live, work, or worship within Washington State.
• You are employed by an O Bee Select Employee Group. If you're not sure whether your company is an SEG, check with us.
• You are related to someone who lives, works, or worships within Washington State.

NCUA Insured Yes / State-Chartered
Charter Number # # 60059
Date Established 1955
Assets $603.09 million
Loans $516.41 million
Deposits $498.73 million
Capital $52.36 million
 

Field of Membership Restrictions

Membership is open to those who live or work in the state of Washington.

Deposit Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.07% $2,500 $4,999 Learn More
Money Market
0.16% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.07% $1 $499 Learn MoreShow Less

Loan Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for O Bee

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.960% 6.875% 0.63 $2,764 $2,103 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.966% 6.875% 0.50 $3,145 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.338% 7.250% 0.88 $2,800 $2,183 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to O Bee
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are O Bee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


O Bee Locations around zip code 43085


BranchDistance Map View Lobby Hours

YELM

370.64 A View Lobby Hours

LACEY

2163.41 B View Lobby Hours

TENINO

2164.94 C View Lobby Hours

TUMWATER

2169.92 D View Lobby Hours

CONTACT CENTER

2170.57 E View Lobby Hours


Climate Policy and Initiatives

O BEE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

O Bee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of O Bee. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
O Bee U.S. Average
15.60% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, O Bee had $8,411,747 in non-current loans and $480,616 in owned assets. To cover these potential losses it had $52,360,162 in net worth and $4,637,122 in loans loss reserves. That gives it a Texas Ratio of 15.60%.

Net Worth
O Bee U.S. Average
8.67% 13.93%

O Bee FCU has a net worth of 8.67% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for O Bee


  • January 24, 2020

    I was forces to close my account due to someone that had my debit card but kindly put it on the seat of the truck not in my wallet but they were nice enough to deposit a fake /forged/counterfeit check into my account and because of this and even though i had nothing to do with this or any knowledge about i was gorced to close my account even after i found out the check was signed obviously its not my signature and the person doing it said they wouldnt go through the tapes to see who did it because there was too many hours of footage ti me this bank doesnt care about its customers at all i thiught i had fraud protection but apparently its just here lets close your account not investigate cuz they didnt want to do their job this is the worst experience ever with a bank


Add Your Review


or use your BestCashCow account

or