O And R Utilities Employees Federal Credit Union
Headquarters
P.o. Box 470
Monroe, NY 10949
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2024 Overview
General Credit Union Information
O And R Utilities Employees is an NCUA insured institution located in Monroe, NY. It was founded in 1980 and has approximately $28.86 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 23700 |
| Date Established | 1980 |
| Assets | $28.86 million |
| Loans | $25.04 million |
| Deposits | $25.49 million |
| Capital | $3.36 million |
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for O And R Utilities Employees
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Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for O And R Utilities Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.962% | 6.875% | 0.63 | $2,841 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to O And R Utilities Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are O And R Utilities Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
O And R Utilities Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 476.25 | A | View Lobby Hours |
Climate Policy and Initiatives
O AND R UTILITIES EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
O And R Utilities Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of O And R Utilities Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| O And R Utilities Employees | U.S. Average |
|---|---|
| 1.74% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, O And R Utilities Employees had $62,354 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,361,382 in net worth and $214,920 in loans loss reserves. That gives it a Texas Ratio of 1.74%.
Net Worth
| O And R Utilities Employees | U.S. Average |
|---|---|
| 11.65% | 13.93% |
O And R Utilities Employees FCU has a net worth of 11.65% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for O And R Utilities Employees
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