Nusenda Federal Credit Union

Headquarters

Po Box 8530
Albuquerque, NM 87198
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.30%	5.50% →
1-Year CD	3.90%	4.65% →
2-Year CD	3.50%	4.25% →
5-Year CD	3.40%	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Nusenda is an NCUA insured institution located in Albuquerque, NM. It was founded in 1936 and has approximately $4958.12 millions in assets.

Who can join?

There are many employers or groups that you may belong to that may grant you eligibility.
Immediate family of a member is eligible to join.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 948
Date Established	1936
Assets	$4,958.12 million
Loans	$3,218.13 million
Deposits	$3,933.99 million
Capital	$410.58 million

Field of Membership Restrictions

Membership in Nusenda Credit Union is open to those who live, work, worship, or attend school in Socorro, Taos, or Valencia County.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.30%	$100	$9,999	Learn More Reviews
Money Market	0.30%	$0	$2,499	Learn More Reviews
Money Market	1.50%	$2,500	$99,999	Learn More Reviews
Money Market	1.75%	$100,000	$249,999	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
3 Mo CD	4.25%	$1,000	-	Learn More Reviews
6 Mo CD	4.15%	$1,000	-	Learn More Reviews
12 Mo CD	3.90%	$1,000	-	Learn More Reviews
18 Mo CD	3.75%	$1,000	-	Learn More Reviews
24 Mo CD	3.50%	$1,000	-	Learn More Reviews
36 Mo CD	3.40%	$1,000	-	Learn More Reviews
48 Mo CD	3.35%	$1,000	-	Learn More Reviews
60 Mo CD	3.40%	$1,000	-	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
INTCK	0.30%	$2,500	-	Learn MoreShow Less

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Nusenda

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250%	0.75	$2,400	$2,183	Learn More
NMLS ID: 3029						Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

Note to Nusenda
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Nusenda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Nusenda Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Taos	1221.98	A	View Lobby Hours
St Michaels	1253.31	B	View Lobby Hours
Enchanted Hills	1290.06	C	View Lobby Hours
Juan Tabo	1290.64	D	View Lobby Hours
Montgomery	1292.61	E	View Lobby Hours
Uptown	1293.66	F	View Lobby Hours
NMEFCU Administration	1295.44	G	View Lobby Hours
Cottonwood	1296.03	H	View Lobby Hours
North Valley	1296.42	I	View Lobby Hours
Kirtland	1296.48	J	View Lobby Hours
University	1296.59	K	View Lobby Hours
Student Union Bldg	1296.61	L	View Lobby Hours
Ladera	1300.09	M	View Lobby Hours
South Valley	1302.34	N	View Lobby Hours
Valencia	1307.30	O	View Lobby Hours
Socorro	1330.39	P	View Lobby Hours
Western Heritage Bank	1366.91	Q	View Lobby Hours
The National Bank Of El Paso	1367.56	R	View Lobby Hours
Maple Street Branch	1415.91	S	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

NUSENDA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Nusenda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nusenda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Nusenda	U.S. Average
6.24%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Nusenda had $25,814,651 in non-current loans and $918,866 in owned assets. To cover these potential losses it had $410,580,204 in net worth and $17,696,999 in loans loss reserves. That gives it a Texas Ratio of 6.24%.

Net Worth

Nusenda	U.S. Average
8.76%	13.93%

Nusenda FCU has a net worth of 8.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Nusenda

Jessica

December 16, 2020 |

CDs 12 Month Rates

Nusenda Credit Union are unprofessional and a big waste of time.

Is this review helpful? Yes:0 / No: 0
Sherry Ferguson

October 17, 2019 |

Stupid is as stupid does.
Nusenda changed from New Mexico Crdit union by going to a lot of automation, its been a disaster. The deposit take 1-2 days to post, but a withdrawl that posts as pending gets charged a fee that the automatic system assess and no one can reverse. When I called for help the sent me to a "courtesy" help dept which couldn't do me the courtesy of undoing what Nusenda's automated system did. The automated systems charges your account for every little thing, and when in error, no one has any authority to correct it - this you find out after a 20-30 hold time any time you call. Their "call back" system also doesn't work. Nusenda fails as a community - orientated business. " Humans" shoudl try another bank - this one won't talk to you & just steals your money.

Is this review helpful? Yes:1 / No: 0
Kate S

October 17, 2019 |

Fees ontop of fees on top of fees
Fees on top of fees on top of fees.

They charge you fees like an overdraft for pending items that fall off after a couple of days. I had fraud charges - it takes 3-5 days just to file a claim, meantime, charges are still posting & fees are rolling on top of fees - the fraud claim cleared me, Nusenda only cleared 2 of the 6 fees they charged from the proven fraud error. Not really member supportive at all!

Is this review helpful? Yes:1 / No: 0

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