1161 N Bagley St
Alpena, MI 49707
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Northland Area is an NCUA insured institution located in Alpena, MI. It was founded in 1957 and has approximately $671.82 millions in assets.
Who can join?
Northland’s Field of Membership is as follows:
• Persons who live, work, worship, or attend school in and businesses and other legal entities in the following Michigan counties: Alcona, Crawford, Iosco, Oscoda, Ogemaw and Roscommon. Also the following townships located in Arenac County: Arenac, AuGres, Mason, Sims, Turner or Whitney.
• Spouses of persons who died while within the field of membership of this credit union
• Employees of this credit union
• Volunteers in the community
• Members of the immediate family and household
• Organizations of such persons
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 11979 |
Date Established | 1957 |
Assets | $671.82 million |
Loans | $425.99 million |
Deposits | $589.65 million |
Capital | $65.22 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
30 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
30 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.36% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.36% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.00% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Northland Area
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Northland Area
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Northland Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
287.29 | A | View Lobby Hours | |
297.04 | B | View Lobby Hours | |
299.36 | C | View Lobby Hours | |
304.80 | D | View Lobby Hours | |
305.91 | E | View Lobby Hours | |
308.28 | F | View Lobby Hours | |
309.96 | G | View Lobby Hours | |
313.95 | H | View Lobby Hours | |
320.77 | I | View Lobby Hours | |
324.81 | J | View Lobby Hours | |
329.59 | K | View Lobby Hours | |
333.82 | L | View Lobby Hours | |
337.28 | M | View Lobby Hours | |
361.46 | N | View Lobby Hours |
NORTHLAND AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Northland Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Northland Area | U.S. Average |
---|---|
2.05% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Northland Area had $1,030,497 in non-current loans and $429,827 in owned assets. To cover these potential losses it had $65,217,502 in net worth and $6,093,978 in loans loss reserves. That gives it a Texas Ratio of 2.05%.
Northland Area | U.S. Average |
---|---|
9.71% | 13.93% |
Northland Area FCU has a net worth of 9.71% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Northland Area
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