Northern Star Credit Union, Inc.

Headquarters

5100 George Washington Hwy
Portsmouth, VA 23702
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 4.60% →
1-Year CD 0.50% 4.59% →
2-Year CD 0.75% 4.25% →
5-Year CD 1.50% 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Northern Star Credit Union, Inc. is an NCUA insured institution located in Portsmouth, VA. It was founded in 1929 and has approximately $72.59 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66956
Date Established 1929
Assets $72.59 million
Loans $39.99 million
Deposits $64.27 million
Capital $11.12 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Newport News, Hampton, Portsmouth, Norfolk, Virginia Beach, Chesapeake, and Suffolk.

Deposit Rates - April 23, 2025

Your Current Location: New Jersey, NJ 07601

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
VIP Checking 1.00% $0 $0.00 Learn MoreShow Less

Loan Rates - April 23, 2025

Your Current Location: New Jersey, NJ 07601

There are currently no loan rates available for Northern Star Credit Union, Inc.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Reliant Home Funding, Inc.
NMLS ID: 292473
6.512% 6.375% 0.88 $4,622 $1,997 Learn More
Colonial Mortgage Service Company of America
NMLS ID: 112851
License#: N0002974
6.555% 6.490% 0.63 $2,173 $2,021 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.594% 6.500% 0.63 $3,149 $2,023 Learn More
District Lending
NMLS ID: 1835285
6.596% 6.500% 1.00 $3,200 $2,023 Learn More

Featured - New Jersey Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Figure Home Equity
Figure Home Equity
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
More Info
Reliant Home Funding, Inc
Reliant Home Funding, Inc
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.000 %
After Intro: 9.000 %
$0 Learn More
More Info

Note to Northern Star Credit Union, Inc.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Northern Star Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Hackensack,New Jersey


Northern Star Credit Union, Inc. Locations around zip code 07601


BranchDistance Map View Lobby Hours

Harbour View Branch

304.78 A View Lobby Hours

Elmhurst Branch

306.96 B View Lobby Hours

Main Branch

307.53 C View Lobby Hours


Climate Policy and Initiatives

NORTHERN STAR CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Northern Star Credit Union, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Star Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Star Credit Union, Inc. U.S. Average
2.63% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Northern Star Credit Union, Inc. had $180,385 in non-current loans and $128,688 in owned assets. To cover these potential losses it had $11,122,979 in net worth and $621,218 in loans loss reserves. That gives it a Texas Ratio of 2.63%.

Net Worth
Northern Star Credit Union, Inc. U.S. Average
15.32% 14.25%

Northern Star Credit Union, Inc. FCU has a net worth of 15.32% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Northern Star Credit Union, Inc.

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