Northern Star Credit Union, Inc.
Headquarters
5100 George Washington Hwy
Portsmouth, VA 23702
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2024 Overview
General Credit Union Information
Northern Star Credit Union, Inc. is an NCUA insured institution located in Portsmouth, VA. It was founded in 1929 and has approximately $74.42 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66956 |
| Date Established | 1929 |
| Assets | $74.42 million |
| Loans | $43.37 million |
| Deposits | $65.86 million |
| Capital | $10.91 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Newport News, Hampton, Portsmouth, Norfolk, Virginia Beach, Chesapeake, and Suffolk.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| VIP Checking | 1.00% | $0 | $0.00 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Northern Star Credit Union, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Northern Star Credit Union, Inc.
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Branches
Below are Northern Star Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Northern Star Credit Union, Inc. Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 407.82 | A | View Lobby Hours | |
| 412.52 | B | View Lobby Hours | |
| 415.80 | C | View Lobby Hours |
Climate Policy and Initiatives
NORTHERN STAR CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Northern Star Credit Union, Inc. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Northern Star Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Northern Star Credit Union, Inc. | U.S. Average |
|---|---|
| 3.54% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Northern Star Credit Union, Inc. had $279,136 in non-current loans and $128,688 in owned assets. To cover these potential losses it had $10,910,321 in net worth and $621,218 in loans loss reserves. That gives it a Texas Ratio of 3.54%.
Net Worth
| Northern Star Credit Union, Inc. | U.S. Average |
|---|---|
| 14.66% | 13.93% |
Northern Star Credit Union, Inc. FCU has a net worth of 14.66% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Northern Star Credit Union, Inc.
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