Northern Indiana Federal Credit Union
Headquarters
8121 Grand Blvd
Merrillville, IN 46410
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2024 Overview
General Credit Union Information
Northern Indiana is an NCUA insured institution located in Merrillville, IN. It was founded in 1935 and has approximately $39.76 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 168 |
| Date Established | 1935 |
| Assets | $39.76 million |
| Loans | $26.74 million |
| Deposits | $36.08 million |
| Capital | $3.28 million |
Field of Membership Restrictions
Membership is open to employees of AMG Resources, City of Lake Station, The Performance Companies, Inc, Gemenus Corp., Iron Workers Local Union 395, Laporte County Sherriff's, N.I.P.S.C.O., Northwest Indiana Dental Society, P.C. Communication, Regency Hospital of Northwest Indiana, St. Catherine’s Hospital, Town of Lowell, Trinity Free Methodist Church, WLTH Radio, WYIN-TV, and other select organizations.
Deposit Rates - December 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.05% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.05% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.16% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.16% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.18% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.18% | $100,000 | $199,999 |
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|
Loan Rates - December 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Northern Indiana
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2592312 License#: RM.805266.000 |
6.622% | 6.500% | 0.88 | $4,275 | $2,023 | Learn More |
NMLS ID: 1907 |
6.686% | 6.500% | 1.00 | $6,202 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.716% | 6.625% | 0.75 | $3,023 | $2,049 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.750 % After Intro: 7.750 % |
$25,000 |
Learn More
More Info |
Note to Northern Indiana
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Branches
Below are Northern Indiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Northern Indiana Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 227.87 | A | View Lobby Hours | |
| 248.64 | B | View Lobby Hours |
Climate Policy and Initiatives
NORTHERN INDIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Northern Indiana Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Northern Indiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Northern Indiana | U.S. Average |
|---|---|
| 6.71% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Northern Indiana had $145,896 in non-current loans and $79,900 in owned assets. To cover these potential losses it had $3,276,126 in net worth and $87,407 in loans loss reserves. That gives it a Texas Ratio of 6.71%.
Net Worth
| Northern Indiana | U.S. Average |
|---|---|
| 8.24% | 13.93% |
Northern Indiana FCU has a net worth of 8.24% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Northern Indiana
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