Northeast Credit Union

Headquarters

Po Box 1240
Portsmouth, NH 03802
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.50% 4.80% →
2-Year CD 0.75% 4.25% →
5-Year CD 1.25% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Northeast is an NCUA insured institution located in Portsmouth, NH. It was founded in 1936 and has approximately $1982.39 millions in assets.

Who can join?

You can if...

You are part of a Select Employee Group (SEG)
You have a family member who belongs to NECU.
You live, work or do business near one of their Branches (defined within 30 miles of a branch).
You live, work or worship in one of the following Counties:
Belknap, Carroll, Cheshire, Coos, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, Sullivan, or Southern York County in Maine.

NCUA Insured Yes / State-Chartered
Charter Number # # 68219
Date Established 1936
Assets $1,982.39 million
Loans $1,653.98 million
Deposits $1,669.08 million
Capital $202.21 million
 

Field of Membership Restrictions

Memberhsip in Northeast Credit Union is open to all who live, work, attend school or worship in the state of New Hampshire or in Southern York County in Maine. Membership is also open to those who live within a 30-mile radius of any of the credit union's branches.

Deposit Rates - November 26, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - November 26, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Northeast

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.356% 6.250% 0.63 $3,600 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.368% 6.250% 0.88 $4,010 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.727% 6.625% 0.88 $3,375 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
8.250 %
After Intro: 8.250 %
$25,000 Learn More
More Info

Note to Northeast
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Northeast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

NORTHEAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Northeast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northeast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northeast U.S. Average
6.21% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Northeast had $13,082,625 in non-current loans and $54,259 in owned assets. To cover these potential losses it had $202,212,234 in net worth and $9,204,874 in loans loss reserves. That gives it a Texas Ratio of 6.21%.

Net Worth
Northeast U.S. Average
10.2% 13.93%

Northeast FCU has a net worth of 10.2% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Northeast

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