421 North Main Street
Leeds, MA 01053
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Northampton V.a.f. is an NCUA insured institution located in Leeds, MA. It was founded in 1935 and has approximately $6.72 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 515 |
Date Established | 1935 |
Assets | $6.72 million |
Loans | $2.97 million |
Deposits | $5.68 million |
Capital | $1.03 million |
Your Current Location: Ohio, OH 43085
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Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Northampton V.a.f.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 1835285 |
5.487% | 5.375% | 0.75 | $4,000 | $1,792 | Learn More |
![]() NMLS ID: 6606 |
5.960% | 5.875% | 0.88 | $2,938 | $1,893 | Learn More |
![]() NMLS ID: 1025894 |
6.080% | 5.990% | 0.75 | $3,097 | $1,917 | Learn More |
![]() NMLS ID: 401822 |
6.151% | 6.000% | 0.63 | $5,200 | $1,919 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Third Federal Savings and Loan See Table |
7.990 %
|
$0 |
Learn More
More Info |
Note to Northampton V.a.f.
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Northampton V.a.f. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
570.90 | A | View Lobby Hours |
NORTHAMPTON V.A.F. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Northampton V.a.f.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Northampton V.a.f. | U.S. Average |
---|---|
0.86% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Northampton V.a.f. had $8,870 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,033,475 in net worth and $3,254 in loans loss reserves. That gives it a Texas Ratio of 0.86%.
Northampton V.a.f. | U.S. Average |
---|---|
15.38% | 13.65% |
Northampton V.a.f. FCU has a net worth of 15.38% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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