Po Box 817
Houghton Lake, MI 48629
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North Central Area is an NCUA insured institution located in Houghton Lake, MI. It was founded in 1956 and has approximately $231.97 millions in assets.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 61953 |
Date Established | 1956 |
Assets | $231.97 million |
Loans | $149.92 million |
Deposits | $206.84 million |
Capital | $24.77 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
30 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
30 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.80% | $1 | $499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for North Central Area
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
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More Info |
Note to North Central Area
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Below are North Central Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
250.22 | A | View Lobby Hours | |
282.44 | B | View Lobby Hours | |
313.00 | C | View Lobby Hours | |
313.00 | D | View Lobby Hours | |
324.15 | E | View Lobby Hours | |
337.72 | F | View Lobby Hours |
NORTH CENTRAL AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of North Central Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
North Central Area | U.S. Average |
---|---|
4.83% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, North Central Area had $1,198,441 in non-current loans and $10,800 in owned assets. To cover these potential losses it had $24,770,719 in net worth and $242,523 in loans loss reserves. That gives it a Texas Ratio of 4.83%.
North Central Area | U.S. Average |
---|---|
10.67% | 13.93% |
North Central Area FCU has a net worth of 10.67% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for North Central Area
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