North Bay Credit Union
Headquarters
397 Aviation Blvd, Suite L
Santa Rosa, CA 95403
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2024 Overview
General Credit Union Information
North Bay is an NCUA insured institution located in Santa Rosa, CA. It was founded in 1948 and has approximately $120.95 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63373 |
| Date Established | 1948 |
| Assets | $120.95 million |
| Loans | $105.55 million |
| Deposits | $109.79 million |
| Capital | $9.63 million |
Field of Membership Restrictions
Membership in North Bay Credit Union is open to most everyone who lives or works in the North Bay community.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for North Bay
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for North Bay
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to North Bay
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are North Bay branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
North Bay Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1532.76 | A | View Lobby Hours | |
| 2108.21 | B | View Lobby Hours |
Climate Policy and Initiatives
NORTH BAY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
North Bay Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of North Bay. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| North Bay | U.S. Average |
|---|---|
| 0.83% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, North Bay had $82,037 in non-current loans and $0 in owned assets. To cover these potential losses it had $9,627,724 in net worth and $261,959 in loans loss reserves. That gives it a Texas Ratio of 0.83%.
Net Worth
| North Bay | U.S. Average |
|---|---|
| 7.96% | 13.93% |
North Bay FCU has a net worth of 7.96% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for North Bay
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