Niagara Falls A F Federal Credit Union
Headquarters
2420 Olmstead St
Niagara Falls, NY 14304
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2024 Overview
General Credit Union Information
Niagara Falls A F is an NCUA insured institution located in Niagara Falls, NY. It was founded in 1955 and has approximately $19.67 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10613 |
| Date Established | 1955 |
| Assets | $19.67 million |
| Loans | $8.32 million |
| Deposits | $17.33 million |
| Capital | $2.34 million |
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Niagara Falls A F
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Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Niagara Falls A F
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.869% | 6.750% | 1.00 | $3,897 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Niagara Falls A F
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Branches
Below are Niagara Falls A F branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Niagara Falls A F Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 306.50 | A | View Lobby Hours | |
| 307.51 | B | View Lobby Hours |
Climate Policy and Initiatives
NIAGARA FALLS A F is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Niagara Falls A F Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Niagara Falls A F. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Niagara Falls A F | U.S. Average |
|---|---|
| 0.58% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Niagara Falls A F had $13,654 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,342,214 in net worth and $30,604 in loans loss reserves. That gives it a Texas Ratio of 0.58%.
Net Worth
| Niagara Falls A F | U.S. Average |
|---|---|
| 11.9% | 13.93% |
Niagara Falls A F FCU has a net worth of 11.9% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Niagara Falls A F
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