Neighbors Credit Union
Headquarters
6300 S Lindbergh Blvd
Saint Louis, MO 63123
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2024 Overview
General Credit Union Information
Neighbors is an NCUA insured institution located in Saint Louis, MO. It was founded in 1928 and has approximately $518.04 millions in assets.
Who can join?
You are eligible for Neighbors Credit Union membership if you meet one of the following criteria:
• You live or work within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL).
• You have a relative that lives or works within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL).
Parent Nephew Grandparent
Step-Parent Niece Grandchild
Sibling Aunt Legal guardian
Spouse Uncle Legally adoptive relations
Child First cousin In-Laws
• You work for a select employee group.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62905 |
| Date Established | 1928 |
| Assets | $518.04 million |
| Loans | $378.17 million |
| Deposits | $450.99 million |
| Capital | $66.68 million |
Field of Membership Restrictions
Membership is open to those who live or work within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL). OR You have a relative that lives or works within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL). (Membership requirements are listed in the credit union's online application)
Deposit Rates - November 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.30% | $2,500 | $3,499 | Learn More |
Loan Rates - November 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Neighbors
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 1907 |
7.080% | 7.000% | 0.88 | $2,602 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Neighbors
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Neighbors branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Neighbors Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 392.94 | A | View Lobby Hours | |
| 393.57 | B | View Lobby Hours | |
| 394.35 | C | View Lobby Hours | |
| 398.33 | D | View Lobby Hours | |
| 399.98 | E | View Lobby Hours | |
| 401.81 | F | View Lobby Hours | |
| 406.95 | G | View Lobby Hours | |
| 410.02 | H | View Lobby Hours |
Climate Policy and Initiatives
NEIGHBORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Neighbors Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Neighbors. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Neighbors | U.S. Average |
|---|---|
| 10.85% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Neighbors had $6,618,486 in non-current loans and $894,299 in owned assets. To cover these potential losses it had $66,684,223 in net worth and $2,561,268 in loans loss reserves. That gives it a Texas Ratio of 10.85%.
Net Worth
| Neighbors | U.S. Average |
|---|---|
| 13.3% | 13.93% |
Neighbors FCU has a net worth of 13.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Neighbors
KH
December 17, 2019 |
Their offer good rates for new clients and care less about current customers
Is this review helpful? Yes:0 / No: 0
RS
November 6, 2018 |
Attractive rate, but jump through hoops are prohibitive.
Is this review helpful? Yes:0 / No: 0
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