Neighbors Credit Union

Headquarters

6300 S Lindbergh Blvd
Saint Louis, MO 63123
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.90% 4.80% →
2-Year CD 0.95% 4.25% →
5-Year CD 1.30% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Neighbors is an NCUA insured institution located in Saint Louis, MO. It was founded in 1928 and has approximately $518.04 millions in assets.

Who can join?

You are eligible for Neighbors Credit Union membership if you meet one of the following criteria:

• You live or work within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL).
• You have a relative that lives or works within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL).
Parent Nephew Grandparent
Step-Parent Niece Grandchild
Sibling Aunt Legal guardian
Spouse Uncle Legally adoptive relations
Child First cousin In-Laws

• You work for a select employee group.

NCUA Insured Yes / State-Chartered
Charter Number # # 62905
Date Established 1928
Assets $518.04 million
Loans $378.17 million
Deposits $450.99 million
Capital $66.68 million
 

Field of Membership Restrictions

Membership is open to those who live or work within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL). OR You have a relative that lives or works within St. Louis City (MO), St. Louis County (MO), St. Charles County (MO), Jefferson County (MO), St. Clair County (IL), Madison County (IL) or Monroe County (IL). (Membership requirements are listed in the credit union's online application)

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Neighbors

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.368% 6.250% 0.75 $4,000 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.482% 6.375% 0.75 $3,610 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Neighbors
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Neighbors branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Neighbors Locations around zip code 43085




Climate Policy and Initiatives

NEIGHBORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Neighbors Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Neighbors. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Neighbors U.S. Average
10.85% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Neighbors had $6,618,486 in non-current loans and $894,299 in owned assets. To cover these potential losses it had $66,684,223 in net worth and $2,561,268 in loans loss reserves. That gives it a Texas Ratio of 10.85%.

Net Worth
Neighbors U.S. Average
13.3% 13.93%

Neighbors FCU has a net worth of 13.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Neighbors


  • December 17, 2019 |

    CDs 12 Month Rates

    Their offer good rates for new clients and care less about current customers

  • November 6, 2018 |

    CDs 17 Month Rates

    Attractive rate, but jump through hoops are prohibitive.


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