Po Box 1118
Port Neches, TX 77651
See all branch locations →
Neches is an NCUA insured institution located in Port Neches, TX. It was founded in 1952 and has approximately $955.18 millions in assets.
Who can join?
If you live, work, or worship in Jefferson, Hardin, or Orange Counties, then you are eligible to join Neches Federal Credit Union.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 7916 |
Date Established | 1952 |
Assets | $955.18 million |
Loans | $730.46 million |
Deposits | $803.00 million |
Capital | $147.14 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.20% | $25 | - |
Learn More
|
Money Market
|
9.57% | $0 | $1,999 |
Learn More
|
Money Market
|
0.10% | $2,000 | $24,999 |
Learn More
|
Money Market
|
0.10% | $25,000 | $49,999 |
Learn More
|
Money Market
|
0.10% | $50,000 | - |
Learn More
|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
4.00% | $1,000 | - |
Learn More
|
6 Mo CD
|
4.25% | $100,000 | - |
Learn More
|
12 Mo CD
|
4.75% | $1,000 | - |
Learn More
|
12 Mo CD
|
4.95% | $100,000 | - |
Learn More
|
18 Mo CD
|
3.75% | $1,000 | - |
Learn More
|
18 Mo CD
|
3.85% | $100,000 | - |
Learn More
|
24 Mo CD
|
3.50% | $1,000 | - |
Learn More
|
24 Mo CD
|
3.75% | $100,000 | - |
Learn More
|
30 Mo CD
|
3.50% | $1,000 | - |
Learn More
|
30 Mo CD
|
3.75% | $100,000 | - |
Learn More
|
36 Mo CD
|
3.50% | $1,000 | - |
Learn More
|
36 Mo CD
|
3.75% | $100,000 | - |
Learn More
|
48 Mo CD
|
3.60% | $1,000 | - |
Learn More
|
48 Mo CD
|
3.75% | $100,000 | - |
Learn More
|
60 Mo CD
|
3.60% | $1,000 | - |
Learn More
|
60 Mo CD
|
3.75% | $100,000 | - |
Learn More
|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
0.10% | $0 | - | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.10% | $500 | - | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Neches
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Neches
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Neches branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
901.16 | A | View Lobby Hours | |
901.20 | B | View Lobby Hours | |
901.82 | C | View Lobby Hours | |
901.96 | D | View Lobby Hours | |
902.96 | E | View Lobby Hours | |
903.34 | F | View Lobby Hours | |
903.95 | G | View Lobby Hours |
NECHES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Neches. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Neches | U.S. Average |
---|---|
6.61% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Neches had $9,466,961 in non-current loans and $432,748 in owned assets. To cover these potential losses it had $147,143,412 in net worth and $2,600,798 in loans loss reserves. That gives it a Texas Ratio of 6.61%.
Neches | U.S. Average |
---|---|
15.36% | 13.93% |
Neches FCU has a net worth of 15.36% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Neches
There are currently no comments for NECHES. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account