National Institutes Of Health Federal Credit Union
Headquarters
Po Box 6475
Rockville, MD 20849
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2024 Overview
General Credit Union Information
National Institutes Of Health is an NCUA insured institution located in Rockville, MD. It was founded in 1940 and has approximately $791.66 millions in assets.
Who can join?
Membership is open to all employees and contractors of the NIH. In addition, NIHFCU membership is open to all employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3601 |
| Date Established | 1940 |
| Assets | $791.66 million |
| Loans | $490.75 million |
| Deposits | $730.50 million |
| Capital | $61.33 million |
Field of Membership Restrictions
Membership is open to all employees and contractors of the National Institutes of Health (NIH). Membership is also open to all employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia. Once you become an NIHFCU member, membership is available to your immediate family, regardless of geography or profession, via sponsorship.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.25% | $100,000 | $199,999 |
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| 36 Mo CD
|
0.25% | $10,000 | $14,999 |
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| 36 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.35% | $100,000 | $199,999 |
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| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for National Institutes Of Health
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to National Institutes Of Health
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are National Institutes Of Health branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
National Institutes Of Health Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 315.86 | A | View Lobby Hours | |
| 315.86 | B | View Lobby Hours | |
| 319.70 | C | View Lobby Hours | |
| 319.70 | D | View Lobby Hours | |
| 320.16 | E | View Lobby Hours | |
| 323.71 | F | View Lobby Hours | |
| 349.14 | G | View Lobby Hours | |
| 562.83 | H | View Lobby Hours | |
| 564.57 | I | View Lobby Hours |
Climate Policy and Initiatives
NATIONAL INSTITUTES OF HEALTH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
National Institutes Of Health Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of National Institutes Of Health. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| National Institutes Of Health | U.S. Average |
|---|---|
| 2.27% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, National Institutes Of Health had $1,131,421 in non-current loans and $356,400 in owned assets. To cover these potential losses it had $61,326,567 in net worth and $4,148,039 in loans loss reserves. That gives it a Texas Ratio of 2.27%.
Net Worth
| National Institutes Of Health | U.S. Average |
|---|---|
| 7.74% | 13.93% |
National Institutes Of Health FCU has a net worth of 7.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for National Institutes Of Health
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