Naft Federal Credit Union

Headquarters

Po Box 771
Pharr, TX 78577
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Naft is an NCUA insured institution located in Pharr, TX. It was founded in 1956 and has approximately $133.69 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10994
Date Established 1956
Assets $133.69 million
Loans $60.77 million
Deposits $116.33 million
Capital $21.19 million
 

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Naft

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Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Naft

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

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7.225% 7.125% 1.00 $3,200 $2,156 Learn More
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Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

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Branches

Below are Naft branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

NAFT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Naft Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Naft. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Naft U.S. Average
0.86% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Naft had $123,997 in non-current loans and $62,473 in owned assets. To cover these potential losses it had $21,186,974 in net worth and $503,941 in loans loss reserves. That gives it a Texas Ratio of 0.86%.

Net Worth
Naft U.S. Average
15.85% 13.93%

Naft FCU has a net worth of 15.85% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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