2024 Overview
General Credit Union Information
Mutual Savings is an NCUA insured institution located in Atlanta, GA. It was founded in 1991 and has approximately $74.07 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67388 |
| Date Established | 1991 |
| Assets | $74.07 million |
| Loans | $43.73 million |
| Deposits | $62.41 million |
| Capital | $10.62 million |
Field of Membership Restrictions
Membership is open to employees, retirees and contractors of AGL Resources and its subsidiaries and affiliates. Membership is also open to Benton Georgia Inc., All About Gas Inc., Coosa Valley Contractors Inc., C.E.D.S. Construction Company, D. Lance Souther Inc., Gas Connections, Flint Construction Company, General Pipeline Company, Georgia Contacting Company, Hiwassee Construction Company, Harrison and Harrison, Hunter Utility Construction, Krauss Construction Company, Mid-South Pipeline Construction, Natural Gas Specialties, Ross and Sons Utility, Northern Pipeline Construction, Standard Contractors, TT&C Inc, T.B. Landmark Construction, Thomas Utility Contractors, W.E. Curling, Hamby & Associates, Buford Finance, Alliance Data, Utilities Protection Center Inc., Taste E Productions, Crimson Oak Consulting.
Deposit Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.45% | $2,500 | $2,999 |
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|
|
Money Market
|
0.45% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.36% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.36% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mutual Savings
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Mutual Savings
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Branches
Below are Mutual Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Mutual Savings Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 433.35 | A | View Lobby Hours |
Climate Policy and Initiatives
MUTUAL SAVINGS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mutual Savings Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mutual Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mutual Savings | U.S. Average |
|---|---|
| 1.17% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mutual Savings had $97,292 in non-current loans and $29,587 in owned assets. To cover these potential losses it had $10,621,357 in net worth and $220,042 in loans loss reserves. That gives it a Texas Ratio of 1.17%.
Net Worth
| Mutual Savings | U.S. Average |
|---|---|
| 14.34% | 13.93% |
Mutual Savings FCU has a net worth of 14.34% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mutual Savings
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