Municipal Empl.credit Union Of Balt
Headquarters
1 South St
Baltimore, MD 21202
See all branch locations →
2024 Overview
General Credit Union Information
Municipal Empl.credit Union Of Balt is an NCUA insured institution located in Baltimore, MD. It was founded in 1936 and has approximately $1257.87 millions in assets.
Who can join?
Membership is open to anyone who lives, works, worships, or attends school in Baltimore City.
You can also join MECU if you are a relative by blood or marriage to anyone who lives, regularly works, worships or attends school in Baltimore City or if you are a current or former employee of a company or employer, which is a MECU "Select Employee Group".
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66787 |
| Date Established | 1936 |
| Assets | $1,257.87 million |
| Loans | $821.60 million |
| Deposits | $1,064.26 million |
| Capital | $155.90 million |
Field of Membership Restrictions
Membership in MECU is open to anyone through joining the American Consumer Council through the credit union. Membership is also open to those who live, work, attend school, or worship in the City of Baltimore, Maryland and to employees of Dixie Manufacturing, Alter Communications and to over 100 Select Employer Groups in the Baltimore area.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Municipal Empl.credit Union Of Balt
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Municipal Empl.credit Union Of Balt
Note to Municipal Empl.credit Union Of Balt
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Municipal Empl.credit Union Of Balt
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Municipal Empl.credit Union Of Balt
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Municipal Empl.credit Union Of Balt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Municipal Empl.credit Union Of Balt Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 335.14 | A | View Lobby Hours | |
| 339.61 | B | View Lobby Hours | |
| 340.73 | C | View Lobby Hours | |
| 341.57 | D | View Lobby Hours | |
| 341.57 | E | View Lobby Hours | |
| 343.33 | F | View Lobby Hours | |
| 343.42 | G | View Lobby Hours | |
| 346.86 | H | View Lobby Hours |
Climate Policy and Initiatives
MUNICIPAL EMPL.CREDIT UNION OF BALT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Municipal Empl.credit Union Of Balt Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Municipal Empl.credit Union Of Balt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Municipal Empl.credit Union Of Balt | U.S. Average |
|---|---|
| 8.14% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Municipal Empl.credit Union Of Balt had $13,513,683 in non-current loans and $134,911 in owned assets. To cover these potential losses it had $155,902,390 in net worth and $11,717,961 in loans loss reserves. That gives it a Texas Ratio of 8.14%.
Net Worth
| Municipal Empl.credit Union Of Balt | U.S. Average |
|---|---|
| 12.42% | 13.93% |
Municipal Empl.credit Union Of Balt FCU has a net worth of 12.42% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Municipal Empl.credit Union Of Balt
There are currently no comments for MUNICIPAL EMPL.CREDIT UNION OF BALT. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account