2024 Overview
General Credit Union Information
Money One is an NCUA insured institution located in Largo, MD. It was founded in 1951 and has approximately $113.9 millions in assets.
There are three ways to be eligible to open an account with Money One.
1. If you are an employee or member of any of the nearly 100 approved employers, churches, and organizations.
2. You are an immediate family member or household member of anyone who meets criteria #1.
3. If you don't meet #1 or #2, you can become eligible simply by making a one-time donation to Gifts for Easter Seals. Use this Easter Seals Donation Form and bring it to any Money One location to complete your application. Find Employee Groups here.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7264 |
| Date Established | 1951 |
| Assets | $113.90 million |
| Loans | $83.90 million |
| Deposits | $92.77 million |
| Capital | $13.12 million |
Field of Membership Restrictions
Membership in Money One Federal Credit Union is open to the following: (1) those who live in zip codes 20607; 20608; 20613; 20623; 20705; 20706; 20707; 20708; 20710; 20712; 20715; 20716; 20720; 20721; 20722; 20735; 20737; 20740; 20743; 20744; 20745; 20746; 20747; 20748; 20762; 20769; 20770; 20772; 20774; 20781; 20782; 20783; 20784; 20785; (2) joining Gifts for Easter Seals (must bring a completed donation form to one of the credit union's offices); (3) employees or members of over 100 area Select Employer Groups.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.30% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.35% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.50% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.61% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.81% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.61% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.81% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.76% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.96% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.88% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.09% | $100,000 | $199,999 |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.35% | $1 | $499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Earn Checking | 1.50% | $0 | $0.00 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Money One
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Money One
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Money One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Money One Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 329.56 | A | View Lobby Hours | |
| 334.62 | B | View Lobby Hours |
Climate Policy and Initiatives
MONEY ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Money One Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Money One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Money One | U.S. Average |
|---|---|
| 11.65% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Money One had $1,543,650 in non-current loans and $118,611 in owned assets. To cover these potential losses it had $13,121,804 in net worth and $1,142,296 in loans loss reserves. That gives it a Texas Ratio of 11.65%.
Net Worth
| Money One | U.S. Average |
|---|---|
| 11.52% | 13.93% |
Money One FCU has a net worth of 11.52% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Money One
There are currently no comments for MONEY ONE. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account