2024 Overview
General Credit Union Information
Mobility Credit Union is an NCUA insured institution located in Irving, TX. It was founded in 1965 and has approximately $388.98 millions in assets.
Who can join?
If you reside in Dallas-Forth Worth County or Houston County you are eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68606 |
| Date Established | 1965 |
| Assets | $388.98 million |
| Loans | $348.21 million |
| Deposits | $350.20 million |
| Capital | $30.12 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school within a 10-mile radius of the credit union's branches in Irving, Hurst, Farmer's Branch or Houston.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.03% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mobility Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Mobility Credit Union
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Mobility Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Mobility Credit Union Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 882.45 | A | View Lobby Hours | |
| 887.03 | B | View Lobby Hours | |
| 897.44 | C | View Lobby Hours | |
| 954.71 | D | View Lobby Hours |
Climate Policy and Initiatives
MOBILITY CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mobility Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mobility Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mobility Credit Union | U.S. Average |
|---|---|
| 21.50% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mobility Credit Union had $5,459,546 in non-current loans and $1,298,532 in owned assets. To cover these potential losses it had $30,124,463 in net worth and $1,311,994 in loans loss reserves. That gives it a Texas Ratio of 21.50%.
Net Worth
| Mobility Credit Union | U.S. Average |
|---|---|
| 7.74% | 13.93% |
Mobility Credit Union FCU has a net worth of 7.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mobility Credit Union
Jamaal Robinson
August 17, 2016
Hello,
I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current institution, and would like to know the criteria to becoming a member and depositing into your fine institution. If you have a chance, please have a representative to contact me at 214.375.4271 or email me at goodstreetfcu@sbcglobal.net.
Thank you for your time, and we look forward to speaking with you.
Jamaal D. Robinson
Interim CEO
Good Street FCU
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