Mobile Educators Credit Union
Headquarters
3150 Airport Blvd
Mobile, AL 36606
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2024 Overview
General Credit Union Information
Mobile Educators is an NCUA insured institution located in Mobile, AL. It was founded in 1954 and has approximately $106.07 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61286 |
| Date Established | 1954 |
| Assets | $106.07 million |
| Loans | $16.18 million |
| Deposits | $93.88 million |
| Capital | $12.28 million |
Field of Membership Restrictions
Membership is open to employees of the Mobile County Public School System, Baldwin County School System, Saraland School System, parochial and private schools in Baldwin and Mobile Counties, Baldwin County Commission, Standard Furniture, The Dixie Group, Springhill College, Faulkner Community College, University of Mobile, all county, city and municipal employees in Baldwin County, Dauphin Island Sea Lab, Marietta Johnson Organic School, H.H. Jordan Construction Company, Air Specialty, BRATS, Cintronelle Convalescent Center, and over 30 other area select employer groups.
Deposit Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - December 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mobile Educators
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.879% | 6.750% | 1.00 | $4,432 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Mobile Educators
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Mobile Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Mobile Educators Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 686.40 | A | View Lobby Hours | |
| 693.56 | B | View Lobby Hours | |
| 696.57 | C | View Lobby Hours | |
| 701.15 | D | View Lobby Hours |
Climate Policy and Initiatives
MOBILE EDUCATORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mobile Educators Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mobile Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mobile Educators | U.S. Average |
|---|---|
| 0.93% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mobile Educators had $88,999 in non-current loans and $26,000 in owned assets. To cover these potential losses it had $12,277,160 in net worth and $87,461 in loans loss reserves. That gives it a Texas Ratio of 0.93%.
Net Worth
| Mobile Educators | U.S. Average |
|---|---|
| 11.57% | 13.93% |
Mobile Educators FCU has a net worth of 11.57% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mobile Educators
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