Missouri Central Credit Union

Headquarters

P O Box 6617
Lees Summit, MO 64064
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.50% 4.80% →
2-Year CD 0.70% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Missouri Central is an NCUA insured institution located in Lees Summit, MO. It was founded in 1931 and has approximately $77.74 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64036
Date Established 1931
Assets $77.74 million
Loans $62.78 million
Deposits $69.14 million
Capital $8.22 million
 

Field of Membership Restrictions

Membership is open to select zip codes in Blue Springs, Grandview, Greenwood, Lone Jack, Raytown, Independence, Lee's Summit, Unity Village, and Kansas City in Jackson County and Pleasant Hill in Cass County.

Deposit Rates - November 24, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 24, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Missouri Central

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,642 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.080% 7.000% 0.88 $2,602 $2,129 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Missouri Central
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Missouri Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Missouri Central Locations around zip code 43085


BranchDistance Map View Lobby Hours

Main Office

606.45 A View Lobby Hours


Climate Policy and Initiatives

MISSOURI CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Missouri Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Missouri Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Missouri Central U.S. Average
7.59% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Missouri Central had $603,941 in non-current loans and $45,730 in owned assets. To cover these potential losses it had $8,220,204 in net worth and $338,425 in loans loss reserves. That gives it a Texas Ratio of 7.59%.

Net Worth
Missouri Central U.S. Average
10.56% 13.93%

Missouri Central FCU has a net worth of 10.56% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Missouri Central

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