2024 Overview
General Credit Union Information
Missouri is an NCUA insured institution located in Columbia, MO. It was founded in 1969 and has approximately $560.67 millions in assets.
Who can join?
If you live or work in Audrain, Boone, Callaway, Cole, Cooper, Howard, Miller, Moniteau, Osage, or Randolph, you are eligible for membership.
If you are an immediate family member of a currently existing member, you are eligible for membership. Immediate family is defined as spouse, children, stepchildren, parents, grandparents, sisters, and brothers.
You are eligible if you are employed by or affiliated with the state of Missouri including:
• Retirees
• Societies
• Systems
• Agencies
• Associations
• Boards
• Commissions
• Co-partnerships
• Corporations
• Educational Institutions
You are eligible if you are employed by or affiliated with any educational institution in Missouri including:
• Central Methodist University
• Columbia College
• Lincoln University
• Stephens College
• Truman State University
• William Woods University
• University of Missouri
• Students
• Retirees
• Societies
• Systems
• Agencies
• Associations
• Boards
• Commissions
• Co-partnerships
• Corporations
You are eligible if you are attached to any public school in Missouri including but not limited to:
• Camdenton Teachers Association
• Fulton Teachers Association
• North Callaway R-1 School District
• Northeast Missouri Teachers Association
You are eligible if you are in central and northeast Missouri employed by or affiliated with the federal government:
• Retirees
• Societies
• Associations
• Co-partnerships
• Corporations
You are eligible if you are employed by or affiliated with cities in Missouri including:
• City of Branson
• City of Columbia
• City of Camdenton
• City of Canton
• City of Fulton
• City of Holts Summit
• City of Jefferson
• City of Kirksville
• City of Marceline
• City of Nevada
• City of Osage Beach
• Cole County Courthouse
• Associations
• Co-partnerships
• Corporations
• Retirees
• Societies
You are eligible if you are employed by or affiliated with medical facilities including:
• Boone Hospital Center
• Boone Clinic
• Charter Hillside Hospital
• Columbia Center for Psychiatry
• Columbia Orthopedic Group
• Columbia Regional Hospital
• Dialysis Clinic, Inc
• Ellis Fischel Cancer Center
• Eye Consultants Group, Inc
• Harry S Truman VA Hospital
• Health South Howard A. Rusk Rehabilitation Center
• Phelps County Regional Medical Clinic
• University of Missouri Health Care Hospitals and Clinics
• Visiting Nurses Association
• Associations
• Co-partnerships
• Corporations
• Retirees
• Societies
If you are a part of one of the Select Employee Groups (SEGs), you are eligible to join:
• Missouri Intergovernmental Risk Management Association (MIRMA)
• Missouri Auto Dealers
• Missouri Bar Association (Employees)
• Missouri Division of Credit Unions
• Missouri Municipal League
• Thomas Hill Public Water
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65656 |
| Date Established | 1969 |
| Assets | $560.67 million |
| Loans | $335.39 million |
| Deposits | $497.00 million |
| Capital | $56.69 million |
Field of Membership Restrictions
Membership is open to those who live or work in Audrian, Callaway, Boone, Cole, Cooper, Howard, Miller, Moniteau, Osage or Randolph Counties in Missouri. Membership is also open to employees of the state of Missouri, the cities of Branson, Canton, Kirksville, Marceline, Nevada, Camdenton, or Osage Beach, the state of Missouri public schools and colleges and universities, Central Methodist University, Columbia College, Stephens College and William Woods University, federal employees in Central or Northeast Missouri, Boone Hospital Center; Boone Clinic; Charter Hillside Hospital; Columbia Orthopedic Group; Columbia Regional Hospital; Dialysis Clinic, Inc.; Ellis Fischel Cancer Center; Eye Consultants Group, Inc.; Harry S Truman VA Hospital; Howard A. Rusk Rehabilitation Center; Phelps County Regional Medical Center, University of Missouri Health Care Hospitals and Clinics, and other Select Employer Groups.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.35% | $10,000 | - |
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|
| 36 Mo CD
|
0.55% | $10,000 | - |
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|
| 48 Mo CD
|
0.90% | $10,000 | - |
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|
| 60 Mo CD
|
1.05% | $10,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
1.51% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
3.00% | $1 | $99 | Learn More |
| Int Ckg
|
3.00% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Missouri
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.415% | 6.250% | 0.75 | $5,600 | $1,971 | Learn More |
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Missouri
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Missouri Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 494.79 | A | View Lobby Hours | |
| 497.22 | B | View Lobby Hours | |
| 498.52 | C | View Lobby Hours | |
| 499.07 | D | View Lobby Hours | |
| 499.75 | E | View Lobby Hours | |
| 500.03 | F | View Lobby Hours | |
| 501.63 | G | View Lobby Hours |
Climate Policy and Initiatives
MISSOURI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Missouri Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Missouri. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Missouri | U.S. Average |
|---|---|
| 1.58% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Missouri had $850,165 in non-current loans and $57,497 in owned assets. To cover these potential losses it had $56,690,605 in net worth and $850,494 in loans loss reserves. That gives it a Texas Ratio of 1.58%.
Net Worth
| Missouri | U.S. Average |
|---|---|
| 10.08% | 13.93% |
Missouri FCU has a net worth of 10.08% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Missouri
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