2024 Overview
General Credit Union Information
Mid Oregon is an NCUA insured institution located in Bend, OR. It was founded in 1957 and has approximately $736.76 millions in assets.
Who is eligible for membership?
Any person who lives, works, worships, or goes to school in and businesses and legal entities located in, Deschutes, Jefferson or Crook County is eligible for membership in Mid Oregon Federal Credit Union.
Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; member of their immediate families; and organizations of such persons.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12084 |
| Date Established | 1957 |
| Assets | $736.76 million |
| Loans | $634.65 million |
| Deposits | $655.37 million |
| Capital | $76.61 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Deschutes, Jefferson, Crook, Wheeler, Lake or North Klamath County in Oregon.
Deposit Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.01% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.05% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mid Oregon
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
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More Info |
Note to Mid Oregon
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Mid Oregon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Mid Oregon Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1069.74 | A | View Lobby Hours | |
| 2026.96 | B | View Lobby Hours | |
| 2045.56 | C | View Lobby Hours | |
| 2046.49 | D | View Lobby Hours | |
| 2047.80 | E | View Lobby Hours | |
| 2049.86 | F | View Lobby Hours |
Climate Policy and Initiatives
MID OREGON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mid Oregon Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mid Oregon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mid Oregon | U.S. Average |
|---|---|
| 2.18% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mid Oregon had $1,363,580 in non-current loans and $336,717 in owned assets. To cover these potential losses it had $76,609,039 in net worth and $1,523,619 in loans loss reserves. That gives it a Texas Ratio of 2.18%.
Net Worth
| Mid Oregon | U.S. Average |
|---|---|
| 10.37% | 13.93% |
Mid Oregon FCU has a net worth of 10.37% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mid Oregon
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