Miami Postal Service Credit Union

Headquarters

2190 Nw 72 Avenue
Miami, FL 33122
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.50% →
1-Year CD 0.80% 4.80% →
2-Year CD 0.75% 4.25% →
5-Year CD 1.26% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Miami Postal Service is an NCUA insured institution located in Miami, FL. It was founded in 1991 and has approximately $199.14 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67330
Date Established 1991
Assets $199.14 million
Loans $117.29 million
Deposits $176.82 million
Capital $22.10 million
 

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.

Deposit Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Miami Postal Service

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.987% 6.875% 0.88 $3,654 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Miami Postal Service
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Miami Postal Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Miami Postal Service Locations around zip code 43085


BranchDistance Map View Lobby Hours

Miami Gardens (MGB)

979.37 A View Lobby Hours

Main Office

989.26 B View Lobby Hours

Pinecrest Branch (PCB)

998.82 C View Lobby Hours


Climate Policy and Initiatives

MIAMI POSTAL SERVICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Miami Postal Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Miami Postal Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Miami Postal Service U.S. Average
20.46% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Miami Postal Service had $2,679,087 in non-current loans and $1,994,653 in owned assets. To cover these potential losses it had $22,095,039 in net worth and $743,639 in loans loss reserves. That gives it a Texas Ratio of 20.46%.

Net Worth
Miami Postal Service U.S. Average
11.07% 13.93%

Miami Postal Service FCU has a net worth of 11.07% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Miami Postal Service

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