Miami Firefighters Federal Credit Union
Headquarters
1111 Nw 7th St
Miami, FL 33136
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2024 Overview
General Credit Union Information
Miami Firefighters is an NCUA insured institution located in Miami, FL. It was founded in 1935 and has approximately $162.01 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 872 |
| Date Established | 1935 |
| Assets | $162.01 million |
| Loans | $119.55 million |
| Deposits | $141.63 million |
| Capital | $19.58 million |
Field of Membership Restrictions
Membership is open to active or retired employees of the City of Miami, Miami Beach, Coral Gables, Palm Beach County, or Delray Beach Fire Departments. Membership is also open to employees of the Village of Key Biscayne or the City of Miami Firefighters and Police Officers Retirement Trust.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Miami Firefighters
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
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More Info |
Note to Miami Firefighters
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Miami Firefighters branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Miami Firefighters Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 990.94 | A | View Lobby Hours |
Climate Policy and Initiatives
MIAMI FIREFIGHTERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Miami Firefighters Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Miami Firefighters. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Miami Firefighters | U.S. Average |
|---|---|
| 6.51% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Miami Firefighters had $1,259,990 in non-current loans and $43,376 in owned assets. To cover these potential losses it had $19,579,407 in net worth and $455,152 in loans loss reserves. That gives it a Texas Ratio of 6.51%.
Net Worth
| Miami Firefighters | U.S. Average |
|---|---|
| 12.09% | 13.93% |
Miami Firefighters FCU has a net worth of 12.09% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Miami Firefighters
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