2024 Overview
General Credit Union Information
Meriwest is an NCUA insured institution located in San Jose, CA. It was founded in 1961 and has approximately $2174.23 millions in assets.
Who can join?
You may be eligible to join if...
You live, work, or attend school in select counties within the Greater Bay Area of California, or Tucson, Arizona.
You are an employee of a participating Meriwest Credit Union member company.
You are a relative of or reside with a current member of Meriwest Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68394 |
| Date Established | 1961 |
| Assets | $2,174.23 million |
| Loans | $1,664.25 million |
| Deposits | $1,727.83 million |
| Capital | $190.93 million |
Field of Membership Restrictions
Membership in Meriwest Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, San Francisco, San Mateo, or Santa Clara Counties in California or Pima County in Arizona.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.65% | $10,000 | $2,999 |
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|
|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.90% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.90% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Meriwest
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Meriwest
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Meriwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Meriwest Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 279.68 | A | View Lobby Hours | |
| 2062.58 | B | View Lobby Hours | |
| 2065.21 | C | View Lobby Hours | |
| 2065.60 | D | View Lobby Hours | |
| 2067.26 | E | View Lobby Hours | |
| 2067.26 | F | View Lobby Hours | |
| 2069.25 | G | View Lobby Hours | |
| 2069.27 | H | View Lobby Hours | |
| 2070.62 | I | View Lobby Hours | |
| 2071.06 | J | View Lobby Hours | |
| 2076.25 | K | View Lobby Hours | |
| 2079.54 | L | View Lobby Hours | |
| 2082.00 | M | View Lobby Hours |
Climate Policy and Initiatives
MERIWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Meriwest Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Meriwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Meriwest | U.S. Average |
|---|---|
| 8.02% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Meriwest had $15,505,796 in non-current loans and $563,397 in owned assets. To cover these potential losses it had $190,931,105 in net worth and $9,528,745 in loans loss reserves. That gives it a Texas Ratio of 8.02%.
Net Worth
| Meriwest | U.S. Average |
|---|---|
| 8.78% | 13.93% |
Meriwest FCU has a net worth of 8.78% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Meriwest
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