Mercer County Nj Teachers Federal Credit Union
Headquarters
2271 Highway 33 Ste 108
Hamilton Square, NJ 08690
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2024 Overview
General Credit Union Information
Mercer County Nj Teachers is an NCUA insured institution located in Hamilton Square, NJ. It was founded in 1936 and has approximately $46.08 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1351 |
| Date Established | 1936 |
| Assets | $46.08 million |
| Loans | $18.47 million |
| Deposits | $41.42 million |
| Capital | $5.27 million |
Field of Membership Restrictions
Membership is open to employees of Mercer County Special Services School District, East Windsor Regional School District, Emily Fisher Charter School, Hopewell Valley School District, Mercer County Technical Schools, McCorristin High School, Notre Dame High School, Princeton Charter School, Princeton Regional School District, Ewing Township School District, Hamilton Township School District, Lawrence Township School District, Stuart Country Day School, College of New Jersey, Robbinsville School District, The Goddard School, The Pace Charter School, Our Lady of Sorrows School, Office Interiors, Copi-Rite, Inc., Haldeman Auto Group, and employees and students of Mercer County Community College.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.03% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mercer County Nj Teachers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Note to Mercer County Nj Teachers
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Branches
Below are Mercer County Nj Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Mercer County Nj Teachers Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 443.57 | A | View Lobby Hours |
Climate Policy and Initiatives
MERCER COUNTY NJ TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mercer County Nj Teachers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mercer County Nj Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mercer County Nj Teachers | U.S. Average |
|---|---|
| 2.46% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Mercer County Nj Teachers had $132,282 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,274,586 in net worth and $96,492 in loans loss reserves. That gives it a Texas Ratio of 2.46%.
Net Worth
| Mercer County Nj Teachers | U.S. Average |
|---|---|
| 12.14% | 13.93% |
Mercer County Nj Teachers FCU has a net worth of 12.14% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mercer County Nj Teachers
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