Memphis City Employees Credit Union
Headquarters
2686 Mount Moriah Ter
Memphis, TN 38115
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2024 Overview
General Credit Union Information
Memphis City Employees is an NCUA insured institution located in Memphis, TN. It was founded in 1959 and has approximately $453.69 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60239 |
| Date Established | 1959 |
| Assets | $453.69 million |
| Loans | $260.46 million |
| Deposits | $382.82 million |
| Capital | $68.05 million |
Field of Membership Restrictions
Membership is open to employees of the cities of Memphis or Bartlett, and Memphis Light, Gas and Water.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Memphis City Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Memphis City Employees
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Memphis City Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Memphis City Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Memphis City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Memphis City Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 490.46 | A | View Lobby Hours | |
| 490.72 | B | View Lobby Hours | |
| 496.57 | C | View Lobby Hours | |
| 498.09 | D | View Lobby Hours | |
| 500.35 | E | View Lobby Hours | |
| 504.52 | F | View Lobby Hours |
Climate Policy and Initiatives
MEMPHIS CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Memphis City Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Memphis City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Memphis City Employees | U.S. Average |
|---|---|
| 1.36% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Memphis City Employees had $966,583 in non-current loans and $43,129 in owned assets. To cover these potential losses it had $68,047,069 in net worth and $6,289,324 in loans loss reserves. That gives it a Texas Ratio of 1.36%.
Net Worth
| Memphis City Employees | U.S. Average |
|---|---|
| 15% | 13.93% |
Memphis City Employees FCU has a net worth of 15% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Memphis City Employees
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