Members United Credit Union
Headquarters
1115 N Westover Blvd
Albany, GA 31707
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2024 Overview
General Credit Union Information
Members United Credit Union is an NCUA insured institution located in Albany, GA. It was founded in 1934 and has approximately $68.86 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67394 |
| Date Established | 1934 |
| Assets | $68.86 million |
| Loans | $23.15 million |
| Deposits | $59.80 million |
| Capital | $8.95 million |
Field of Membership Restrictions
Membership is open to those who live in Muscogee, Lee or Dougherty Counties in Georgia. Membership is also open to active and retired military or federal employees in Atkinson, Ben Hill, Baker, Brooks, Berrien, Clay, Calhoun, Clinch, Colquitt, Decatur, Cook, Doughtery, Echols, Early, Irwin, Grady, Lanier, Lowndes, Lee, Mitchell, Randolph, Quitman, Sumter, Seminole, Thomas, Terrell, Tift, Turner, and Worth Counties; employees of Albany Mall, C&P Restaurant Co., American Blanching Company, Columbus Country Club, Lance Snack Food Company, Georgia Federal and State Inspection Service, MANA Nutrition, Merck Chemical, Mt. Zion Baptist Church, Professional Plumbing, Road America, Sam's Club of Albany, Ryan's Steakhouse, Stafford Development Group – Tifton Division, Stafford Foods, Stafford Properties, Stella-Jones Cordele Division, Sumter County Sheriff's Office.
Deposit Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.51% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.51% | $100,000 | $199,999 |
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|
Loan Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Members United Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
Learn More
More Info |
Note to Members United Credit Union
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Members United Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Members United Credit Union Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 580.15 | A | View Lobby Hours | |
| 582.63 | B | View Lobby Hours | |
| 583.81 | C | View Lobby Hours |
Climate Policy and Initiatives
MEMBERS UNITED CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Members United Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Members United Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Members United Credit Union | U.S. Average |
|---|---|
| 3.46% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Members United Credit Union had $320,111 in non-current loans and $7,000 in owned assets. To cover these potential losses it had $8,946,189 in net worth and $505,403 in loans loss reserves. That gives it a Texas Ratio of 3.46%.
Net Worth
| Members United Credit Union | U.S. Average |
|---|---|
| 12.99% | 13.93% |
Members United Credit Union FCU has a net worth of 12.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Members United Credit Union
CherryRose
August 12, 2021
There has been a change in MUCU in Albany, GA, Westover. It is not the friendly, helpful, hometown feel anymore. And they are taking away the convenience of local banking by closing some of its locations. I have had some interesting experiences for several months.
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